| Motor Insurance policy summary for Republic of Ireland |
Types of Insurance Cover
Below is an explanation of the types of insurance cover Liberty Insurance provide.
Third party, fire and theft
In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.
Comprehensive
In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.
As part of our car insurance cover we offer:
- FREE breakdown cover (including home-start)
- Named driver experience discount*
- Easy monthly payment option
- Loss of keys cover
- Personal accident cover**
- Medical expenses**
- Hotel expenses**
- Audio equipment
- New Car Replacement
- Generous no claims discounts
- Protected maximum no claims bonus option
- Step-back no claims discount as standard
- Low claims excess
- Open drive option
- Driving other cars extension***
- European use (93 days)
* Available to first time policy holders only.
** Comprehensive cover only.
*** Applies to most policies.
Cover is subject to the terms & conditions of the policy document. |
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| Commercial Vehicle Insurance Policy Summary |
| Commercial Vehicle Insurance summary information for Republic of Ireland |
Types of Insurance Cover:
Liberty Insurance provides van and commercial vehicle insurance cover that suits your needs. Here is a list of the insurance cover we offer.
Third party
Third party covers you and anybody covered under your policy for any legal responsibility to a third party only, subject to the terms and conditions of the policy.
Third party, fire and theft
In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.
Comprehensive
In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.
Our commercial vehicle insurance offer includes:
- Cover for small vans to heavy goods vehicles
- Products for both haulage and own goods transport
- Instant quotes & cover online
- Competitive rates
Our commercial vehicle insurance policies include:
- Protected maximum no claims bonus option
- Generous no claims discounts
- Easy monthly payment option
- Fast and efficient settlement of claims
- Step-back no claims discount as standard
- Open drive option
- Fire and theft repair
- Legal costs
- Emergency treatment expenses
- Audio equipment
- Accidental damage**
**Comprehensive cover only. Cover is subject to the terms & conditions of the policy document.
For cheaper van and commercial vehicle insurance, choose Liberty Insurance, a leading insurance company.
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| Home Insurance Policy Summary |
| Home Insurance policy summary for Republic of Ireland |
Protection for your house and its contents
At Liberty Insurance we offer a range of insurance cover for your home and its contents. You can choose between the level of home insurance cover. See below for an explanation of our home insurance cover.
Buildings Insurance Cover
Buildings are defined as the Private Dwelling including domestic outbuildings, garages, greenhouses, swimming pools, tennis courts, hot tubs, septic tanks, fuel tanks, terraces, patios, decks, driveways, footpaths, walls, fences, gates, hedges and fixtures and fittings. The home insurance policy provides cover for loss or damage to the Buildings caused by any of the following insured risks (subject to the terms conditions and exclusions of the policy):
As part of our buildings insurance cover we offer:
- Fire, lightning, earthquake and explosion
- Aircraft
- Theft or attempted theft
- Leakage of oil from any fixed heating installation
- Bursting, leaking or overflowing of water tanks, apparatus or pipes
- Storm and flood
- Falling trees
- Impact with the Buildings by vehicle, trailer or animal
- Riot, civil commotion, labour and political disturbances, vandalism and acts of malicious persons
- Subsidence or heave of the site on which the Buildings stand or landslip
Contents Insurance Cover
Contents are defined as household goods, valuables, sports equipment and personal effects belonging to you (or which are your responsibility) or belonging to members of your family or any other person (excluding tenants) permanently residing with you. The policy provides cover for loss or damage to the Contents caused by any of the above insured risks.
Accidental Insurance Cover
Accidental Damage is an optional extension to the Buildings and Contents cover which covers accidental loss or damage to Buildings and Contents subject to the terms, conditions and exclusions of the policy.
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