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Car Insurance Policy Benefits Ireland

NB: All car insurance benefits are subject to the terms and conditions of the policy

More details on our Car Insurance Benefits

• Better Car Replacement - Comprehensive cover only

  If your vehicle is a total loss, we will pay you the market value of a vehicle of the same make and model that is one year newer and 15,000 km less than your own. Excludes vehicles used for public or private hire and vehicles older than 8 years at the time of loss. Payment limited to market value plus 20%.

• FREE Breakdown Cover (including Home-Start)

  For those days when your car won't start or breaks down at the side of the road, use our free 24hr breakdown cover or home start.

• European Cover

  We will extend your cover to the same level you use at home when you want to get away on a much needed holiday in Europe, or need to work or attend school abroad for up to 93 days.

• Step Back No Claims Protection as standard

  If you have earned 4 or more years no claims bonus, have peace of mind in knowing that one claim will not mean you need to start again. If you haven't opted for full bonus protection, you will keep part of your discount if you have 4 or more years built up.

• Windscreen cover

  The cover you need for those unavoidable windscreen damages, giving you peace of mind with Liberty Insurance windscreen cover. Best of all your no claims bonus won’t be affected. Cover is standard on comprehensive private car policies and optional for third party fire & theft.

• 24 hour claims helpline

  Been in an accident? Don't worry; we have a 24 hour claims helpline that you can contact at anytime day or night if you are involved in an accident.

• Audio Cover

  We automatically offer cover up to €635 for your car stereo.

• Loss of keys cover

  Misplaced, lost or had keys stolen? Don't worry we cover this automatically on all of our policies.

• Online Policy Management

  Manage your policy online with your very own online customer account. You can make various changes to your policy at any time you wish, day or night, at a time that suits you. To make things even easier for you, you can schedule changes to happen straight away or at a future date.

• Direct Debit Instalments - Monthly Payment Plan

  We want to help you make paying for your policy as easy as possible and this is why we offer an easy monthly payment plan. Get on the road with Liberty Insurance.

• BillPay - the quick and convenient way to pay your bill

  BillPay is An Post's free bill payment service. All you have to do is bring your bill with you to your local Post Office and An Post will handle your payment for you - all for free.

• Personal Accident (comprehensive policy)

  In the most serious situations, you want to be sure you have the best cover in place. That's why we will cover you for death and certain disabilities following an accident involving your car as part of our comprehensive cover.

• Medical expenses (comprehensive policy)

  As part of our comprehensive policies we will cover medical expenses for each person injured in your car if you are involved in an accident.

• Hotel expenses (comprehensive policy)

  In the unfortunate event that your car can't be driven after being in an accident, we will pay for you (and your passengers') overnight hotel expenses.

For great value car insurance packed with the benefits you need, get a car insurance quote online from Liberty Insurance today.

Policy Documents

• Car Insurance Policy Booklet
• Car Insurance Key Facts
• Terms of Business