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Motor Insurance Policy Summary
Types of Insurance Cover
Below is an explanation of the types of car insurance cover Liberty Insurance provide.
Third party, fire and theft
In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.
Comprehensive
In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.
As part of our car insurance cover we offer:
- Better Car Replacement™*
- FREE breakdown cover (including home-start)
- Windscreen Cover* (optional on third party fire and theft policies)
- Step-back no claims discount as standard
- Personal accident cover as standard*
- Easy monthly payment option
- Loss of keys cover
- Medical expenses*
- Hotel expenses*
- Audio equipment
- New car replacement
- Generous no claims discounts
- Protected maximum no claims bonus option
- Open drive option
- Driving other cars extension**
- European use (93 days)
* Comprehensive cover only.
**Full EU licence holders only.
Cover is subject to the terms & conditions of the policy document.
Car Insurance Policy Booklet