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Motor Insurance Policy Cover
This is a summary of the policy cover available for our Private Motor Insurance Customers. We currently offer two types of cover; Comprehensive Insurance and Third Party Fire and Theft.
Motor Insurance policy information: |
Comp* | TPFT** |
|---|---|---|
| Better Car Replacement™ - If your car is a total loss we will pay the market value of a car that is a year newer and 15,000 km less than your own. |  |
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| FREE Breakdown assistance - includes Home start, roadside assistance, completion of journey and vehicle recovery; | |
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| Windscreen cover | |
optional |
| Legal liability for death or injury to any other person, including passengers | |
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| Legal liability for damage to other people’s property up to €30,000,000 | |
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| Legal fees and costs incurred with our consent in connection with a claim against your policy | |
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| Own damage, fire and theft claims | |
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| New Car Replacement - if your car is less than a year old and it has damage that costs more than 60% of its value, we will replace it with a new car. | |
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| Audio equipment, radio receivers or transmitters up to €635 or 5% of the value of the vehicle (whichever is lower) | |
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| Foreign use (full policy cover in most European countries for up to 93 days free – see Section 2 of the policy booklet) | |
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| Loss of keys up to €435 | |
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| Personal accident cover as standard - €6500 | |
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| Medical expenses – up to €135 per person | |
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| Hotel expenses up to €65 for the driver (or €135 for all the people in the vehicle) | |
|
| - covered |
* Comprehensive Cover |
| - not covered |
** Third Party Fire &Theft Cover |
| - partially covered (Fire & Theft Only) |
Car Insurance Policy Booklet