Multi-Policy Discount

You can enjoy a discount of up to 10% on your motor or home policy when you or your spouse, civil partner or common law partner have more than one motor or home policy with us.

The multi-policy discount is only available for Republic of Ireland eligible insurance policies. Terms and conditions apply.

Terms and conditions

1. Subject to these terms and conditions, if you hold, or your spouse, civil partner or common law partner holds, an eligible insurance policy with us, you may be entitled to a discount of up to 10% on other eligible insurance policies you purchase from, or renew with, us during the discount offer period.
2. The multi-policy discount is available to individuals or companies but only for insurance policies in respect of which the risk is situate in the Republic of Ireland and that are also eligible insurance policies.
3. The following are the eligible insurance policies for which the multi-policy discount is available:
   • home insurance;
   • private motor insurance (including taxi insurance);
   • motorcycle insurance; and
   • commercial vehicle (non-fleet) insurance.
4. To qualify for this offer you, or your spouse, civil partner or common law partner, must have at least one other active eligible insurance policy at the time of the new business or renewal quotation. To avail of this offer you must, at the time of requesting or receiving a new business or renewal quotation, inform us that you have, or your spouse, civil partner or common law partner has, an existing eligible insurance policy with us and provide the relevant policy number to us. Existing eligible insurance policies must be in your name or in the name of your spouse, civil partner or common law partner and must have the same correspondence address.
5. The multi-policy discount applies to the premium for the eligible insurance policy that is being purchased or renewed during the multi-policy discount offer period and does not apply to optional cover or statutory charges in connection with such policy. The multi-policy discount is only available in relation to policies purchased or renewed directly with us (either online, at one of our sales offices or via our call centre). Policies purchased or renewed via a broker or other insurance intermediary are not eligible policies for the purposes of this offer. If you are entitled to an additional discount for purchasing an insurance policy online, the discounts will be deducted consecutively from your premium (excluding optional cover and statutory charges). No other discount (other than a discount for purchasing an insurance policy online) will apply where the multi-policy discount is applied.
6. The premium (excluding optional cover and statutory charges) for the eligible insurance policy being purchased or renewed will be reduced by up to 10% but cannot be reduced to below the minimum premium for that policy, as determined by us.
7. Normal risk acceptance criteria apply. We reserve the right to refuse insurance cover.
8. The multi-policy discount offer period applies only to eligible insurance policies purchased or renewed between 10/10/2011 and 30/06/2013.