At Liberty Insurance we offer a range of insurance cover for your home and its contents. We also include home emergency assistance cover if you have both buildings and contents covered. Find out more about home emergency assistance.
Buildings are defined as the Private Dwelling including domestic outbuildings, garages, greenhouses, swimming pools, tennis courts, hot tubs, septic tanks, fuel tanks, terraces, patios, decks, driveways, footpaths, walls, fences, gates, hedges and fixtures and fittings. The home insurance policy provides cover for loss or damage to the Buildings caused by any of the following insured risks (subject to the terms, conditions and exclusions of the policy):
Contents are defined as household goods, valuables, sports equipment and personal effects belonging to you (or which are your responsibility) or belonging to members of your family or any other person (excluding tenants) permanently residing with you. The policy provides cover for loss or damage to the Contents caused by any of the above insured risks.
Accidental Damage is an optional extension to the Buildings and Contents cover which covers accidental loss or damage to Buildings and Contents subject to the terms, conditions and exclusions of the policy.