Buying a Car in Ireland

By Liberty Insurance on 6 February 2015
Buying a Car in Ireland: A Guide

With recent stats from the Society of the Irish Motor Industry (SIMI) confirming that car sales are already up 31% on last year, now is the perfect time to buy a new motor.

It can be a daunting process, but if you follow our handy guide, you’ll be zipping away in your new wheels before you know it.

Car Considerations

First things first, what kind of car best suits your needs? Is it just for you, or should there be plenty of room for little ones? Bigger engines will cost more to fill – are you planning on doing lots of driving, and what’s your month-on-month budget?

Top tip: The Nissan Qashqai was voted 2015 Continental Irish Car of the Year; with judges assessing it on safety, use of technology, environmental impact and ease of driving.

Research Finance Options

If you don’t have any savings, it’s worth chatting to your bank or credit union about a loan before viewing cars. Which offers the best rates? Figuring out how much you have to spend means you can stay within budget and won’t be tempted by a shiny new Beamer!

Have a quick scan online to establish the kind of money you should be spending on your chosen car.

Top tip: Have a quick scan online to establish the kind of money you should be spending on your chosen car. Buy & Sell, Autotrader and carzone.ie all have up-to-date car listings.

Where to Buy

You have a host of options these days; from car dealerships to private sellers and online ads. Whichever route you plan to go, be sure to shop around. Bear in mind though that with a private sale, you need to oversee the transfer of registration papers, and double check the next NCT is indeed due when the seller claims it to be. Ask to see all paperwork upfront, before handing over any money. Pay by bank transfer or cheque/ draft where possible, so that your payment is trackable.

A new car must be registered with the Revenue. When you buy from a dealer, it’s their responsibility to ensure this is done.

Top tip: A new car must be registered with the Revenue. When you buy from a dealer, it’s their responsibility to ensure this is done.

Evaluate Extras

Remember to bear in mind any added extras that might come along with your new car. Tax is a fixed charge unfortunately, but expensive features on the car like spotlights, fancy alloys or a leather interior will all add up in the long-run.

Top tip: When going to view a hi-spec, used car you’ve found online, check that the extras outlined are actually on the vehicle. If not, there should be a drop in price.

When going to view a hi-spec, used car you’ve found online, check that the extras outlined are actually on the vehicle.

Insurance Cover & Car Warranty

Motor insurance is a legal requirement, and is there to protect both you and any other road users you may come into contact with. However, getting your car insured needn’t be a hassle; it can be done quickly online or over the phone.

Top tip: Liberty Insurance offer competitive rates – get a quote here in as little as two minutes.

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