Students & Insurance

By Liberty Insurance Ireland on 23 September 2016
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Off to college? Here’s how to look after your stuff while you’re there.

Going away to college can be a shock. Suddenly, you’re catapulted into a whole new world of adulting: cooking, cleaning, getting to lectures and managing your finances. And aside from yourself, there’s all your stuff to look after.

providing you choose the right cover, will save you a world of pain and unnecessary expense later on

“Hang on. What stuff?”

You might not think you own a lot at your age, but it all adds up; there’s your car, your tech, your clothes, your shoes, and prized collections of vintage runners/bags/action figures/whatever you’re into. So although insurance is probably the last thing on your long list of to-dos, it’s actually one of those necessities that, providing you choose the right cover, will save you a world of pain and unnecessary expense later on.

Students and cars

Driving is an expensive business, but there are ways you can cut costs and continue to run a car. For example, the engine size, make, model and value of your car will impact the cost of your car insurance, as will your driving record and accident history. For more car insurance cost-saving tips for students, check out this blog. And, if you’re a student looking for your first insurance policy, you can get up to two months free insurance when you quote and buy online now.

With 25,000 burglaries occurring in 2015 (CSO), the reason to insure your belongings is clear

Students and renting

Despite more of us renting – and for longer too – only one in three renters have contents insurance. The average student is no different to any other renter and is just as likely to have just as much stuff, including clothes, books, furniture, bikes and electronics. And your landlord certainly won’t be responsible for your stolen or damaged belongings; it’s up to you. With 25,000 burglaries occurring in 2015 (CSO), the reason to insure your belongings is clear.

Students and tech

As a student, you’re more reliant on your tech than most. As well as keeping you in touch with family and friends back home, and helping you navigate a whole new college social life, your smartphone and tablet work hard as an alarm clock, personal organiser, note taker, dictionary, file repository, calendar, encyclopedia and more. If you lose or break your precious gadgets, it’s not only inconvenient – it’s expensive. So it was surprising to learn through research we commissioned with Millward Brown that only 15% of 17-29 year olds have gadget insurance. This despite the fact that that 52% of us have experienced a smartphone screen crack, and a further 45% have lost a smartphone or dropped it down a toilet!

not so lucky for the 22% who have experienced illness or an accident while abroad. Despite this only 29% of this cohort take out travel insurance

Students and travel

With exams over, summer for most students means one of two things: travel or work. And with the advent of cheap travel, choosing the travel option has never been easier. Nowadays, half of 17-29 years olds go on two or more holidays every year. Lucky them! But not so lucky for the 22% who have experienced illness or an accident while abroad. Despite this only 29% of this cohort take out travel insurance.

Introducing Car ‘N Stuff

The stuff you have – your car, your gadgets, your personal belongings and your holidays – it all adds up. Your stuff isn’t easy or cheap to replace, especially when you’re on a student budget. And we believe it should be a lot easier to look after.

This is why we introduced Car ’N Stuff. Perfect for students, it gives you affordable car insurance and renters cover, with access to travel and gadget insurance. And with total peace of mind knowing the stuff you love is protected, you get to have an even better college experience.

So whatever you love, whatever you’re into, look after it with Car ’N Stuff.

Find out more today>

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