Car Policy Cover Options

We currently offer two types of car insurance cover; Third Party Fire and Theft and Comprehensive Insurance.

Third party, fire and theft

In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.

Comprehensive

Our comprehensive insurance policies in addition to covering liability to Third Parties and the items listed above, also covers accidental damage and some additional benefits. Subject to the terms and conditions of the policy.

Below is a summary of what is covered on our car insurance policies. You can find a more detailed explanation of them on our features and benefits page.

All car insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits
Car Insurance Benefits Comp TPFT
Step back no claims protection yes yes
FREE breakdown assist (including home-start) yes yes
Windscreen cover yes optional
European cover yes yes
Car hire after theft (excluding taxi policies) yes no
24 hour claims helpline yes yes
Audio cover yes yes
Loss of keys cover yes yes
Online policy management (excluding taxi policies) yes yes
Monthly payment plan yes yes
BillPay with An Post yes yes
Personal accident yes no
Medical expenses yes no
Hotel expenses yes no