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Breakdown Assistance & home-start as standard

Taxi Drivers Insurance

At Liberty Insurance, we know that your car is your livelihood, which is why we have designed car insurance cover especially for Taxi and Hackney drivers in Ireland.

Car Policy features and benefits

We don’t just offer you affordable car insurance, we also ensure that you get great cover along with many additional benefits as part of your motor insurance.

Learn more about the difference between Third party, Fire and Theft and Comprehensive Insurance
Comprehensive Comp *
Third Party Fire & Theft TPFT *
Breakdown assist (including home-start) *
For those days when your car won't start or breaks down at the side of the road, use our free 24-hour breakdown cover or home start. Using this breakdown assistance will not affect your no-claims bonus.

If you cannot drive the vehicle as a result of a breakdown, we will arrange and pay for one hour’s labour at the roadside or at your home and towing the vehicle to the nearest competent repairer or to a garage of your choice, whichever is closer.

If the repairs cannot be completed where the vehicle broke down and you are away from home (at least 3 kilometres), we can arrange and pay up to €150 for one of the following:

1. Transport for you and any non-fare paying passengers to your intended destination within the territorial limits.
2. Use of a replacement vehicle for up to 48 hours while repairs are being carried out; or
3. Bed-and-breakfast-only accommodation for one night only while repairs are being carried out, up to €35 for each person and €150 in total.
If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.

For the full list of terms and conditions, please refer to the Car Insurance Policy booklet, which can be downloaded below.

* Maximum three call-outs per year.
Driving other cars
If your certificate of insurance says so, we will also cover you, the policyholder, for your liability to other people while you are driving any other private motor car which you do not own or have not hired under a hire-purchase or lease agreement, as long as:

1. The other car is not owned by your employer or hired to them under a hire-purchase or lease agreement;
2. You currently hold a full European Union (EU) licence;
3. The use of the other car is covered in your certificate of insurance;
4. There is a current insurance policy in place in another person’s name that covers the other car;
5. You have the owner’s permission to drive the other car;
6. The other car is in a roadworthy condition and holds a valid NCT;
7. You still have the insured vehicle and it holds a valid NCT and is in a roadworthy condition.

This extension applies while being driven within the territorial limits and only to private passenger cars. It does not include:

- Vans;
- Car-vans;
- Jeep-type vehicles with no seats in the back; or
- Vans adapted to carry passengers.
Claims buddy
A dedicated Claims Buddy to help you get back up and running, without hassle or fuss.

What our customers are saying about us

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Why choose Liberty Insurance Ireland

At Liberty Insurance we know that in the real world, not everything goes to plan. We’re here to help get you back up and running without hassle or fuss.

Dedicated claims buddy | Liberty Car Insurance

Claims Buddy

Dedicated claims buddy. 97%* of claims settled without a quibble.
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Customer Reviews

82% of our customers have awarded us 5 stars reviews on Trustpilot.
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Loyal Customers

Up to 180,000 customers return to Liberty Insurance every year.

* Correct as of 10/05/2018.

Insurance that's ready for the Real World

If you breakdown at the side of the road or your taxi won’t start outside your home, then we’ll help get you back on the road as soon as possible with our free 24 hour breakdown cover. It’s good to know that claims for breakdown assistance will not affect your no claims bonus.
Windscreen damage is often unavoidable. Liberty Insurance’s windscreen cover* is standard on comprehensive taxi insurance cover. This is an optional extra on third party fire and theft policies. Claiming against windscreen damage with Liberty Insurance does not affect your no claims bonus.
Our taxi policies cover audio equipment, radio receivers or transmitters or taxi meters up to €635 or 5% of the value of the vehicle, whichever is lower.