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1 in every 3 drivers under 25 are insured with us

Young Drivers Car Insurance

At Liberty Insurance, we want to give young drivers the opportunity to get a fair quote and great cover for car insurance. We understand that younger drivers with limited driving experience need to be given a chance to get on the road and start building up their own no claims bonus. This is why we offer competitive car insurance quotes to meet the needs of young and first time drivers including taking your named driver experience into consideration.

Car Policy features and benefits

We don’t just offer you affordable car insurance, we also ensure that you get great cover along with many additional benefits as part of your motor insurance.

Learn more about the difference between Third party, Fire and Theft and Comprehensive Insurance
Comprehensive Comp *
Third Party Fire & Theft TPFT *
Breakdown assist (including home-start) *
For those days when your car won't start or breaks down at the side of the road, use our free 24-hour breakdown cover or home start. Using this breakdown assistance will not affect your no-claims bonus.

If you cannot drive the vehicle as a result of a breakdown, we will arrange and pay for one hour’s labour at the roadside or at your home and towing the vehicle to the nearest competent repairer or to a garage of your choice, whichever is closer.

If the repairs cannot be completed where the vehicle broke down and you are away from home (at least 3 kilometres), we can arrange and pay up to €150 for one of the following:

1. Transport for you and any non-fare paying passengers to your intended destination within the territorial limits.
2. Use of a replacement vehicle for up to 48 hours while repairs are being carried out; or
3. Bed-and-breakfast-only accommodation for one night only while repairs are being carried out, up to €35 for each person and €150 in total.
If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.

For the full list of terms and conditions, please refer to the Car Insurance Policy booklet, which can be downloaded below.

* Maximum three call-outs per year.
Driving other cars
If your certificate of insurance says so, we will also cover you, the policyholder, for your liability to other people while you are driving any other private motor car which you do not own or have not hired under a hire-purchase or lease agreement, as long as:

1. The other car is not owned by your employer or hired to them under a hire-purchase or lease agreement;
2. You currently hold a full European Union (EU) licence;
3. The use of the other car is covered in your certificate of insurance;
4. There is a current insurance policy in place in another person’s name that covers the other car;
5. You have the owner’s permission to drive the other car;
6. The other car is in a roadworthy condition and holds a valid NCT;
7. You still have the insured vehicle and it holds a valid NCT and is in a roadworthy condition.

This extension applies while being driven within the territorial limits and only to private passenger cars. It does not include:

- Vans;
- Car-vans;
- Jeep-type vehicles with no seats in the back; or
- Vans adapted to carry passengers.
Claims buddy
A dedicated Claims Buddy to help you get back up and running, without hassle or fuss.

What our customers are saying about us

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Why choose Liberty Insurance Ireland

At Liberty Insurance we know that in the real world, not everything goes to plan. We’re here to help get you back up and running without hassle or fuss.

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Claims Buddy

Dedicated claims buddy. 97%* of claims settled without a quibble.
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Customer Reviews

82% of our customers have awarded us 5 stars reviews on Trustpilot
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Loyal Customers

Up to 180,000 customers return to Liberty Insurance every year.

* Correct as of 01/12/2018.

Insurance that's ready for the Real World

Ready to get a quote? At Liberty Insurance we give you up to 5 weeks free when you quote and buy online. You'll have your answer in as little as two minutes.
If this is your first policy in your own name, but you have been named on someone else's policy and you haven’t had any claims, you may be entitled to a no claims discount.
As a young driver, your cover comes with 24 hour roadside assistance including home-start, both in Ireland and Northern Ireland. You’re covered for a breakdown 365 days a year. If we can’t fix the problem at the roadside, we’ll bring your car to the nearest garage.