Fleet Policy Cover

Our fleet cover is available to businesses who have 5 or more company vehicles. Comprehensive packages provide cover for commercial vans, company cars and many types of large commercial vehicles. We also cover special type vehicles such as diggers, dumpers and forklifts. Options are also available for goods in transit, property and liability insurances.

Below is a summary of what is covered on our car insurance policies. You can find a more detailed explanation of each benfit on our features and benefits page.

Third Party Only (Commercial Vehicles Only)

Third party covers you and anybody covered under your policy for any legal responsibility to a third party only, subject to the terms and conditions of the policy.

Third party, Fire and Theft

In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.

Comprehensive

In addition to covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.

All benefits are subject to the terms and conditions of the policy.Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits
Fleet Insurance Benefits Comp TPFT TP
Audio equipment yes yes no
Foreign Use yes yes yes
Windscreen cover yes yes yes
Legal assistance yes yes yes
Liability to other people yes yes yes
Liability for property damage yes yes yes
Own damage, fire and theft claims yes yes no