Fleet Policy Summary

Our fleet cover is available to businesses who have 5 or more company vehicles. Comprehensive packages provide cover for commercial vans, company cars and many types of large commercial vehicles. We also cover special type vehicles such as diggers, dumpers and forklifts. Options are also available for goods in transit, property and liability insurances.

Audio equipment

  • Comp
  • TPFT
  • TP

For loss of or damage to radio-receiving or transmitting equipment, audio equipment,
electronic navigation or radar detection equipment permanently fixed to the vehicle, the most we will pay is a) 5% of the value of the vehicle before the accident happened, or b) €635; whichever is lower.

The policy does not cover loss of or damage to mobile phones and their accessories or spare parts.
More

Foreign Use

  • Comp
  • TPFT
  • TP

As well as providing cover in the territorial limits, we will also provide the minimum cover you need by law to use your vehicle in a) any country which is a member of the European Union; and b) any other country which has made arrangements to meet the requirements of the Commission of European Union.

Windscreen cover

  • Comp
  • TPFT
  • TP

We will pay the cost of repairing or replacing damaged or broken glass in the windscreen or windows of a Private Car or Goods Carrying Commercial Vehicle where cover is provided under the policy, as long as there has not been any other loss or damage. We will not pay for any amount over €150 for replacement or €50 for repair work if the work is not carried out by our approved windscreen specialists.

We will not cover;
1)any more than two claims per vehicle under this section during the period of insurance;
2) damaged or broken glass in canopies, panoramic roof, windscreens or any bespoke glass fittings;
3) damage caused by wear and tear or negligence.
4) damage to broken glass in any vehicle covered under the policy where the vehicle is not a Private Car or Goods Carrying Commercial Vehicle.
5) the cost of parts or the cost of importing parts or accessories for your vehicle from outside the European Union.

For all non-European or imported vehicles we will only pay the cost of parts available for a similar standard European model readily available in the ROI market.
More

Legal assistance

  • Comp
  • TPFT
  • TP

All legal fees and costs must be incurred with our consent in connection with a claim against your policy.

If we agree in writing, we will pay for the following legal costs related to an event which is covered by this section.
a) Solicitors’ reasonable fees for representing you at a coroner’s inquest or fatal accident enquiry, or;
b) The reasonable costs of defence against a charge of manslaughter or causing death by careless or dangerous driving.
More

Liability to other people

  • Comp
  • TPFT
  • TP

Legal liability for death or injury to any other person, including passengers.

Liability for property damage

  • Comp
  • TPFT
  • TP

Legal Liability for damage to other people's property up to €6,500,000

Own damage, fire and theft claims

  • Comp
  • TPFT
  • TP

Terms and conditions

Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.