Is there an excess on the policy?
Yes, each policy has a low standard excess:
Private car - €300 (A €25 excess applies to windscreen replacements, no excess is applied to windscreen repairs).
Taxi - €300 (A €25 excess applies to windscreen replacements, no excess is applied to windscreen repairs).
Motorcycle - €250
Commercial van - €635 for vehicles over two tonne carrying capacity or €275 for vehicles under two tonne carrying capacity.
Buildings or contents - €250
Pedal cycles or all risks - €125
Escape of water - €500
Subsidence - €1000
The home policy excesses noted above are our current standard excess amounts. You can select a voluntary excess of: €250, €500, €750 or €1000. These are additional to the standard excess above.
You should check your schedule and policy booklet to confirm what excess will apply to your policy.