Is there an excess on the policy?
Yes, each policy has a low standard excess:
Private car - €300
Taxi - €300
Motorcycle - €250
Commercial van - €635 for vehicles over two tonne carrying capacity or €275 for vehicles under two tonne carrying capacity.
Buildings or contents - €250
Pedal cycles or all risks - €125
Escape of water - €500
Subsidence - €1000
The excesses noted above are our current standard excess amounts. You should check your schedule and policy booklet to confirm what excess will apply to your policy.