What impact will Brexit have on my Motor Insurance?
As you may be aware, there has been a lot of media attention this year on the possible implications of a ‘No Deal Brexit’ for Irish motorists.
Although the deadline has now moved to 31st January 2020, we at Liberty Insurance want to ensure that our customers are provided with as much information as possible regarding the possible impact of Brexit on Motor Insurance policies.
Will I need a Green Card?
The MIBI have recently announced that Green Cards will no longer be needed for those driving Irish registered vehicles in Great Britain and Northern Ireland, if there is a ‘no deal’ Brexit.
Valid Irish insurance discs will be accepted as proof of insurance for Irish registered vehicles, following detailed discussions between the Motor Insurers’ Bureau of Ireland (MIBI) and the UK Department of Transport. For vehicles exempt from carrying discs such motor-cycles and certain agricultural tractors, your Irish Motor Certificate will be accepted as proof of insurance.
This means that if there is a ‘no deal’ Brexit, any Irish registered vehicle driven in Great Britain and Northern Ireland, will no longer require a Green Card if the vehicle has a valid Irish certificate & disc. These documents will serve as proof of insurance to the legal authorities in Great Britain and Northern Ireland. No separate Green Card will be required. Click here for more information.
For travel to any other non EU country where a Green Card is still a current requirement, you should submit your Green Card request in one of the following ways:
• If you are insured with us directly, you should send your request by email to firstname.lastname@example.org stating your policy reference number and the country that you are planning to travel to and we will issue one to you.
• If you are insured with us through a Broker, you should contact your Broker and they will arrange a Green Card for you.
Your request will be processed and issued within 3-5 working days.
What level of insurance cover will I have if I drive in the United Kingdom of Great Britain and Northern Ireland with a Green Card following a 'no-deal' Brexit?
Currently as a Liberty Insurance motor customer, you will have the same level of cover in Great Britain and Northern Ireland as you do in the Republic of Ireland.
I have a UK Driving Licence. Will Brexit affect this?
The National Driver Licence Service (NDLS) continue to advise that in the event of a no-deal Brexit the driving licence of a UK licence holder living in the Republic of Ireland will not be recognised as valid. As such, the driver will not be able to continue to drive in the Republic of Ireland on that UK licence. The advice to such drivers is that they should exchange their UK driving licence for an Irish driving licence prior to 31st January 2020 as this is the earliest possible date that a no-deal Brexit could occur. Further information can be found on ndls.ie/news.
What if I can’t exchange my UK Licence to an Irish Licence before a no-deal Brexit occurs?
Liberty Insurance is continuing to monitor all Brexit related developments on an ongoing basis and any potential impact it may have on our customers. When we have additional information we will share this at the earliest opportunity.
However, if you hold a UK licence, Liberty Insurance advises that you make contact with the NDLS as soon as you can to organise an appointment at the earliest possible time to commence the process of transferring your licence.