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Brexit FAQs

What impact will Brexit have on my Motor Insurance?

As you are aware, Great Britain and Northern Ireland officially left the EU on 31st January 2020 and the transition period for this exit process ended on 31st December 2020. We at Liberty Insurance want to ensure that our customers are provided with as much information as possible regarding the impacts of Brexit on Motor Insurance policies.

Will I need a Green Card?

On 23rd August 2019, the MIBI confirmed that Green Cards will no longer be needed for those driving Irish registered vehicles in Great Britain and Northern Ireland when the Brexit transition period ends on 31st December 2020.

Valid Irish insurance discs will be accepted as proof of insurance for Irish registered vehicles, following detailed discussions between the Motor Insurers’ Bureau of Ireland (MIBI) and the UK Department of Transport. For vehicles exempt from carrying discs such motor-cycles and certain agricultural tractors, your Irish Motor Certificate will be accepted as proof of insurance.

More recently, the European Commission made the decision to allow the UK enter the Green Card Free Circulation zone and this takes effect from 2 August 2021 which means that Green Cards will no longer be required for UK (including NI) registered vehicles entering Ireland and the rest of the EU.

Click here for more information.

For travel to any other non EU country where a Green Card is still a current requirement, you should submit your Green Card request in one of the following ways:

•    If you are insured with us directly, you should send your request by email to stating your policy reference number and the country that you are planning to travel to and we will issue one to you.
•    If you are insured with us through a Broker, you should contact your Broker and they will arrange a Green Card for you.
Your request will be processed and issued within  3-5 working days. 

What level of insurance cover will I have if I drive in the United Kingdom of Great Britain and Northern Ireland with a Green Card after 31st December 2020?

Currently as a Liberty Insurance motor customer, you will have the same level of cover in Great Britain and Northern Ireland as you do in the Republic of Ireland.

I have a UK Driving Licence. Does Brexit affect this? Can I legally drive in the Republic of Ireland now?

As per the instructions of the National Driver Licence Service (NDLS), if you are resident in Ireland driving on a UK/N.I. driving licence, it is no longer valid to drive under that licence here in Ireland. Further information can be found here.

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