What is "no claims bonus protection"?
Car, van or motorcycle
No claims bonus protection is an optional extra on car, van and motorcycle insurance policies, which means one claim in the insurance year will not affect your no claims bonus at all. After more than one claim, step back no claims protection will apply. Although you can protect your no claims discount, your premium may still be affected by any claims we pay.
Step back no claims applies if you have not opted to protect your no claims bonus, if you claim you can keep part of your no claims discount - five or more years no claims will step back to two years discount, four years step back to one year discount and three or less years will go back to zero years discount.
You must have at least four years no claims bonus to avail of no claims bonus protection.