Home Policy Cover Options

At Liberty Insurance we offer a range of insurance cover for your home and its contents. We also include Emergency Home Repair cover if you have both buildings and contents covered.

Below is a summary of what is covered under our home insurance policies.You can find a more detailed explanation or these benefits on our buildings insurance and contents insurance pages.

All home insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits
	Building *	Contents *
Emergency Home Repair (Applies to policies that have both buildings and contents cover only)	yes	yes
Emergency Home Repair 24 hour Helpline	yes	yes
Alternative accommodation	yes	yes
Accidental Damage	optional	optional
Fire brigade charges	yes	yes
New for old contents cover	no	yes
Public Liability	yes	no
Access for repairs	yes	no
All risks	no	optional
Replacement locks up to €650	no	yes
Pedal cycle cover up to €600 per bicycle	no	yes
Personal Liability	no	yes
Title deeds cover up to €750	yes	yes
Visitors’ personal belongings up to €1000	no	yes
Frozen foods up to €700	no	yes
Loss of heating oil up to €750	no	yes
Money up to €500 & credit cards up to €1500	no	yes
Jury service cover - €25 per day, up to €700	no	yes
Fatal injury benefit - €5000	no	yes
Wedding and christmas gifts	no	yes

Contents Insurance

Buildings Insurance