At Liberty Insurance we offer a range of insurance cover for your home and its contents. We also include home emergency assistance cover if you have both buildings and contents covered.
Below is a summary of what is covered under our home insurance policies.You can find a more detailed explanation or these benefits on our buildings insurance and contents insurance pages.
All home insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.
| Home Insurance Benefits | Building | Contents |
|---|---|---|
| Home Emergency Assistance (Applies to policies that have both buildings and contents cover only) | yes | yes |
| Home emergency 24 hour helpline | yes | yes |
| Alternative accommodation | yes | yes |
| Accidental Damage | optional | optional |
| Fire brigade charges | yes | no |
| New for old contents cover | no | yes |
| Property Owners Liability | yes | no |
| Access for repairs | yes | no |
| All risks | no | optional |
| Title deeds cover up to €750 | no | yes |
| Visitors’ personal belongings up to €1000 | no | yes |
| Replacement locks up to €650 | no | yes |
| Pedal cycles up to €300 per bicycle | no | yes |
| Public Liability | no | yes |
| Frozen foods up to €700 | no | yes |
| Loss of heating oil up to €750 | no | yes |
| Jury service cover - €25 per day, up to €700 | no | yes |
| Money up to €500 & credit cards up to €1500 | no | yes |
| Fatal injury benefit - €5000 | no | yes |
| Wedding and christmas gifts | no | yes |
