Home Policy Cover Options

At Liberty Insurance we offer a range of insurance cover for your home and its contents. We also include Emergency Home Repair cover if you have both buildings and contents covered.

Below is a summary of what is covered under our home insurance policies.You can find a more detailed explanation or these benefits on our buildings insurance and contents insurance pages.

All home insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits
Building Contents
Emergency Home Repair (Applies to policies that have both buildings and contents cover only) yes yes
Emergency Home Repair 24 hour Helpline yes yes
Alternative accommodation yes yes
Accidental Damage optional optional
Fire brigade charges yes yes
New for old contents cover no yes
Property Owners Liability yes no
Access for repairs yes no
All risks no optional
Replacement locks up to €650 no yes
Pedal cycles up to €600 per bicycle no yes
Public Liability no yes
Title deeds cover up to €750 no yes
Visitors’ personal belongings up to €1000 no yes
Frozen foods up to €700 no yes
Loss of heating oil up to €750 no yes
Money up to €500 & credit cards up to €1500 no yes
Jury service cover - €25 per day, up to €700 no yes
Fatal injury benefit - €5000 no yes
Wedding and christmas gifts no yes