Minimum security warranty

There is no cover for loss of or damage to the insured property at the home caused by theft, malicious people or vandalism unless the following or other security devices as agreed in writing by us apply.

  1. The main exit door must be fitted with a 5-lever mortice deadlock or deadlocking rim latches.
  2. Other outer doors must be fitted with locks (as mentioned in 1 above), or key-operated security devices fitted to the top and bottom, as well as the existing locks, or a multi-point locking system that includes a lever or cylinder deadlock.
  3. All patio or French doors must be fitted with a multi-point locking system that includes a lever or cylinder deadlock.
  4. All windows on the ground floor and other windows that are easily accessible must be fitted with key operated window locks.

You must lock all locking devices, take all keys out of the locks and keep them in a safe place whenever you leave the property unattended.