Motorcycle Cover Types

We offer cover on a comprehensive, third party, fire and theft or third party basis. We offer a range of benefits for each cover option.

Third party

Third party covers you and anybody covered under your policy for any legal responsibility to a third party only, subject to the terms and conditions of the policy.

Third party, fire and theft

In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.

Comprehensive

In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.

Below is a summary of what is available on our motorcycle insurance policies. You can find a more detailed explanation of each here

All motorcycle insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

 

List of Benefits
Comp TPFT TP
Step back no claims protection yes yes yes
Breakdown assist (including home-start) yes yes yes
No claims discount protection optional optional optional
Rider assessment discounts yes yes yes
Easy monthly payment plan yes yes yes