Motorcycle Policy Summary

There are many advantages for insuring your motorcycle with us. Here are just a few.

Step back no claims protection

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If you have earned 4 or more years no claims bonus, have peace of mind in knowing that one claim will not mean you need to start again. If you haven't opted for full bonus protection, you will keep part of your discount if you have 4 or more years built up.

5+ years steps back to 2 years discount
4 years steps back to 1 year discount

If a second claim is made in the same insurance year, or if you have less than 4 years discount built up, the no claims discount will step back to 0 years.
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Free breakdown cover (inc. home start)

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For those days when your motorcycle won't start or breaks down at the side of the road, use our free 24-hour breakdown cover (including home start). Using this breakdown assistance will not affect your no-claims bonus.

If you cannot drive the motorcycle as a result of a breakdown, we will arrange and pay for:
1. one hour’s labour at the roadside or at your home; and
2. towing the motorcycle to the nearest competent repairer or to a garage of your choice, whichever is closer.

If the repairs cannot be completed where the motorcycle broke down and you are away from home, we can arrange and pay for one of the following.
1. Transport for you and your passenger to your intended destination, within the territorial limits, up to €35 for each person and €70 in total; or
2. bed-and-breakfast only accommodation for one night only while repairs are being carried out, up to €35 (£35) for each person and €70 (£70) in total.
The help provided depends on the options available to us at the time you contact us.

Exclusions apply. For full terms and conditions please refer to the policy booklet, which can be downloaded below.
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No claims discount protection

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You can pay an extra premium for a protected no-claims bonus extension once you have earned a no-claims bonus of four years or more.

You will keep that no-claims bonus as long as no more than one claim arises during the period of insurance for which the extra premium applies.

For further information, please refer to the policy booklet, which can be downloaded below.
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Rider assessment discounts

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Liberty Insurance have introduced a rider skills assessment which could save you money on your motorcycle insurance as well as improve your rider skills.

The Liberty Insurance rider skills initiative is not a test but is an assessment of the different skills required to ride a motorcycle safely. Training is not compulsory but it is strongly recommended and is likely to help you achieve a better level in your assessment. Generous discounts are given and vary by the level you achieve in your assessment.
For further information, please contact one of our approved assessors.
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Easy monthly payment plan

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Spread the cost of your insurance over the year with our easy monthly payment plan.

Terms and conditions

All motorcycle insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.