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Switch & Save Home Insurance Promotion - Terms & Conditions

Promotion is open from 28th April – 31st July 2021 (Midnight)

Get a voucher to the value of €40 for Circle K, JustEat.ie. Eason or Expert (Electrical appliances) plus up to 20% discount on your home insurance when you quote and purchase a new home insurance policy from 28th April to 31st July 2021. Vouchers will be emailed to eligible customers within 20 days of completing the home insurance policy purchase.

The up to 20% discount is a combination of up to 10% online discount (the “Online Discount”) and up to 10% multi policy discount (“Multi Policy Discount”). The €40 retail voucher promotion (the “Voucher Promotion”), the Online Discount and the Multi-Policy Discount are three separate offers. To avail of the Voucher Promotion, the Online Discount and the Multi Policy Discount, you have to fulfil the terms and conditions of each offer. If you fulfil only one and/or two sets of terms and conditions, you may avail of one and/or two offers only.

Where we refer to “Liberty Insurance” or “we”, we mean Liberty Seguros, Compania de Seguros Y Reaseguros, S.A, trading as Liberty Insurance, Registered office: Paseo de las Doce Estrellas 4, 28042 Madrid, Spain. Registered Irish branch: Dublin Road Cavan. 

Terms and Conditions of the Voucher Promotion

Definitions

  • Promotion – Refers to a temporary offer made available by Liberty Insurance to be availed of during a specified time.
  • Discount – Refers to a reduction that can be applied in respect of a policy of insurance which is subject to specific terms and conditions and can be any of the following: Online Discount, Multi policy discount (MPD), No Claims Discount (NCD), First Time Buyers Discount, Security Alarm Discount or Smoke Detector Discount.

This Voucher Promotion is a Promotion from Liberty Insurance, who acts as the promotor. The Voucher Promotion is managed by Scream Limited t/a WIN | WIN (Argyle Square, Morehampton Road, Dublin 4) (“Win/Win”), a third-party rewards company, in conjunction with Liberty Insurance. 

Should you experience any technical issue with your voucher please direct your queries to Win/Win customer support by emailing support@gifty.ie or call 01 685 5390.

By participating in this Voucher Promotion, you agree to the following terms and conditions:

Voucher Promotion

  1. This Voucher Promotion is only open to existing Liberty Insurance private motor customers with a policy beginning with prefix ‘QMP’ or ‘QMB’ purchasing a new Liberty Insurance home insurance policy (an ‘Eligible Home Policy’). 
  2. This Voucher Promotion is not open to (i) customers purchasing or renewing a motor policy (ii) Liberty Insurance policyholders who are renewing an existing Liberty Insurance home policy or (iii) Liberty Insurance employees. 
  3. This Voucher Promotion cannot be used in conjunction with any other Promotion. The only other Discounts that can be used in conjunction with this Voucher Promotion are listed above under ‘Definitions: Discount’. 
  4. You must have obtained a quote at www.libertyinsurance.ie for an Eligible Home Policy between the 26th April 2021 and 31st July 2021 (midnight) (the ‘Online Quote’). 
  5. You must buy the Eligible Home Policy directly from Liberty Insurance using the quote reference number generated within the quote validity period (seven days from quoting). If you purchase your policy through the Liberty Insurance call centre, you must provide the call centre agent with your online quote reference number to avail of this Voucher Promotion.
  6. The Eligible Home Policy must remain active beyond the first 14 working days of the Eligible Home Policy start date (the '14 Day Period') in order to qualify for the Voucher Promotion. If the Eligible Home Policy does not remain active beyond the 14 Day Period, you will no longer qualify for the Voucher Promotion and will not receive any vouchers.
  7. All vouchers supplied as part of the Voucher Promotion have different terms and conditions, as provided by the participating partners. Before making a voucher selection, please check the terms and conditions which are specific to the voucher you wish to choose and which are set out below. 
  8. You will be sent an email from Liberty Insurance within 20 days of purchasing the Eligible Home Policy in accordance with these terms and conditions. The email will contain a link to access the voucher(s) of your choice to the value of €40 (the ‘Voucher Confirmation Email’). Vouchers will be available in x4 €10 denominations or x2 €20 denominations. 
  9. You must click on the link in the Voucher Confirmation Email within 90 days of the date the Voucher Confirmation Email is sent to you. The link in the Voucher Confirmation Email will bring you to Win/Win’s website, (the “Gifty Portal”) where you can select the vouchers of your choice to the value of €40. You can view, download or print your vouchers within Win/Win’s Gifty Portal. Use of Win/Win’s Gifty Portal is subject to Win/Win’s terms and conditions, which you should review carefully and can find below. 
  10. 90 days after the date the Voucher Confirmation Email is sent to you, the link will deactivate, and the vouchers will not be available for use or issued separately.
  11. Liberty Insurance will not be held responsible for your failure (i) to click on the link to access and download, print or otherwise save your voucher(s) within 90 days of the date the Voucher Confirmation Email is sent to you or (ii) to redeem your voucher(s) before the expiry date of the voucher(s). 
  12. Each voucher is valid for 12 months and the 12 month validity period begins on the date you generate the voucher by clicking on your retail voucher of choice within the Gifty Portal. The voucher will have the expiry date displayed and must be used in full before this expiry date. The voucher will be presented for use as x4 €10 or x2 €20 e-vouchers for the retailer of your choice. 
  13. Should you be ‘declined’ a policy by Liberty Insurance, you will not be eligible for this Voucher Promotion. 
  14. Standard Underwriting acceptance criteria applies. Liberty Insurance reserves the right to refuse insurance cover. 
  15. No substitute or alternative vouchers will be available. Vouchers are not transferable for cash.
  16. Breach of these terms and conditions will result in disqualification from the Voucher Promotion. The decision of Liberty Insurance in this matter will be final.
  17. Neither Win/Win nor Liberty Insurance will be liable, severally or jointly, or have any responsibility, for lost or stolen vouchers. 
  18. Liberty Insurance reserve the right to amend, suspend or terminate the Voucher Promotion at any time
  19. WIN/WIN does not accept any responsibility or liability whatsoever for: a) Any technical failure or malfunction or any other problem in any network, system server, provider, delivery service or otherwise which may result in email information being lost or recorded and you hereby waive any claim whatsoever for any losses, costs, damages and expenses arising from such problems. b) Injury or damage to any person upon delivery or use of a voucher supplied pursuant to this Voucher Promotion.
  20. To the extent permitted by law, Liberty Insurance shall not be liable for any loss, claim, expense or liability to any party arising from the Voucher Promotion or participation in same.
  21. Nothing in these Voucher Promotion terms and conditions affects Liberty Insurance’s right to cancel any policy in accordance with the terms and conditions of that policy. 
  22. As participation in the Voucher Promotion is at the discretion of a voucher provider, Liberty Insurance cannot guarantee that the voucher providers listed will be available at all times for selection on WIN/WIN’s Gifty Portal.

Online Discount

The Online Discount is offered subject to the following terms and conditions:

  1. Online discount applies to new home policies only (an ‘Eligible Home Policy’). 5 weeks free equals a 10% discount. Maximum Buildings cover discount €40. Maximum Contents cover discount €15. Maximum Buildings & Contents cover discount €55. Subject to minimum premiums and applied before optional covers 
  2. You must obtain a quote for an Eligible Home Policy online at www.libertyinsurance.ie (the ‘Online Quote’). 
  3. You must purchase the Eligible Home Policy directly from Liberty Insurance using the quote reference number generated by the Online Quote. 
  4. If you purchase your policy through the Liberty Insurance call centre, you must provide the call centre agent with the online quote reference number to avail of this discount.
  5. Standard underwriting acceptance criteria applies. Liberty Insurance reserves the right to refuse insurance cover.

Multi Policy Discount

The Multi Policy Discount is offered subject to the following terms and conditions:

You can enjoy a discount of up to 10% on your motor or home policy when you or your spouse, partner or co-habitant have more than one motor or home policy with us. The multi-policy discount is only available for Republic of Ireland eligible insurance policies and is subject to validation of information supplied by you. Additional premium may be applied to your policy if you are not eligible for the discount and you will be notified by phone or in writing of any additional premium due.

  1. You can earn a saving of up to 10% when you, or your spouse, partner or co-habitant have an existing and active eligible policy with us as long as the policies have the same correspondence address.
  2. This offer is available in Republic of Ireland only for a new motor or home policy quotation, where another eligible Liberty Insurance policy is active, or when renewing an existing motor or home policy where another eligible Liberty Insurance policy is active.
  3. When we give you a quotation or renewal quotation, you must let us know if you or your partner has an eligible policy and give us the policy number. This other eligible policy must be active at the time of providing a new policy or a quote for a renewal.
  4. Eligible policies are: home, private motor (including taxi), motor cycle and commercial vehicle (non fleet) where the policy is in your name or the name of your partner. You must buy or renew these policies directly with us or through our designated partners (the offer does not apply to policies arranged through a broker).
  5. The saving applies to the premium for the policy and does not apply to optional cover or charges.
  6. If you qualify for an extra discount for buying online, it will be applied after this..
  7. We will reduce the premium (not including optional cover and charges) for the policy where the saving applies by up to 10%. However, we cannot reduce it to less than the minimum premium. The discount is applied subject to us confirming that the other policy is in place and active and this discount will be removed if we cannot confirm same.
  8. The discount is available until 31st December 2021.
  9. Normal conditions for assessing your application will apply. Liberty Insurance can refuse to provide insurance cover.

Voucher Terms & Conditions

Circle K

  1. This eVoucher Code entitles the recipient to receive the value depicted as Fuel Credit at participating Circle K outlets nationwide
  2. This eVoucher Code is not usable online (Forecourt Only)
  3. Circle K eVoucher Codes are single use only & will not carry credit should your initial purchase fall below the voucher code value
  4. This eVoucher Code has a 1-year expiry term from the date generated 
  5. No substitutes or cash alternatives will be available.
  6. eVouchers are non-transferable
  7. Standard Circle K Terms & Conditions also apply - https://www.circlek.ie/terms-and-conditions/

Just Eat 

Ireland's Leading Takeaway Service. Your Favourite Local Restaurants Delivered To Your Door Or Your Desk.

https://www.just-eat.ie

Where can this voucher be used: Online & in App Only 

  1. Gift Cards may only be redeemed towards online orders from restaurants made through the Just Eat Website.
  2. Each Gift Card code is unique and can be used only once.
  3. Gift Cards may not be exchanged for cash.
  4. This Gift Card Code has a 1-year expiry term from the date generated
  5. Standard Just Eat Terms and Conditions apply - for more, please see the following link: https://www.just-eat.ie/info/terms-and-conditions#ii.just-eat-voucher-terms-conditions

Easons – T&Cs and Instructions on how to use the online Gift Card

  1. eVouchers may not be exchanged for cash
  2. eVoucher is valid online on https://www.easons.com/, or in any Eason retail/franchise outlet (after presenting the code to the cashier, before the payment is made)
  3. This eVoucher Code has a 1-year expiry term from the date generated
  4. eVoucher code is not valid on https://easonschoolbooks.com 
  5. Excludes postage
  6. Only one eVoucher code or online offer can be used per order
  7. Balance on the eVoucher will carry if you do not spend the full value 
  8. eVoucher must be entered in the Gift Card field during Secure Checkout process
  9. Discount cannot be applied retrospectively
  10. All offers are time bound, expiry dates specified. All offers end at midnight unless specified otherwise
  11. We reserve the right to cancel any order or withdraw/extend any promotions at our discretion

Expert Electrical

  1. eVoucher codes can be redeemed online only at www.expert.ie
  2. The eVoucher cannot be used in conjunction with any other eVoucher or other Expert Electrical discount code.
  3. Minimum spend is the value of the eVoucher.
  4. Only one eVoucher code may be used per transaction.
  5. The eVoucher cannot be used against the purchase of gift vouchers or gift cards.
  6. Expert T&Cs apply and can be viewed in full at - https://www.expert.ie/about-expert/terms-conditions