Van Cover Types

Liberty Insurance provides van and commercial vehicle insurance cover that suits your needs. Here is a list of the insurance cover we offer.

Third party

Third party covers you and anybody covered under your policy for any legal responsibility to a third party only, subject to the terms and conditions of the policy.

Third party, fire and theft

In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.

Comprehensive

In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft and accidental damage, subject to the terms and conditions of the policy.

Below is a summary of what is available on our van insurance policies. You can find a more detailed explanation of each here.

All van insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits
Comp TPFT TP
Step back no claims protection yes yes yes
European cover yes yes yes
Audio cover yes yes no
Protected no claims discount optional optional optional
Windscreen cover (less windscreen replacement excess) yes optional no
Monthly payment plan yes yes yes
Loss of keys cover yes yes no
Personal Accident yes no no
Medical expenses yes no no
Specified trailer cover optional optional no
Unspecified Trailer cover yes yes yes
Fire Brigade charges yes yes no