Van Features and Benefits

Van drivers, we’ll help you make a move. When you sign up for van insurance, it should feel like your insurance company will always have your back...

At Liberty Insurance, we pride ourselves on being there for our customers. We combine over 100 years of global experience with local expertise to offer security & great value van insurance

Step back no claims protection

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If you have earned 4 or more years no claims bonus, have peace of mind in knowing that one claim will not mean you need to start again. If you haven't opted for full bonus protection, you will keep part of your discount if you have 4 or more years built up.

5+ years steps back to 2 years discount
4 years steps back to 1 year discount

If a second claim is made in the same insurance year, or if you have less than 4 years discount built up, the no claims discount will step back to 0 years.
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European cover

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As well as providing cover in the territorial limits, we will also provide the minimum cover you need by law to use your vehicle in any country, which is a member of the European Union, and any other country which has made arrangements to meet the requirements of the Commission of European Union.

For full details, terms and conditions, please refer to the policy booklet, which can be downloaded below.
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Audio cover

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For loss of or damage to radio-receiving or transmitting equipment, audio equipment, electronic navigation or radar detection equipment permanently fixed to the vehicle, the most we will pay is:
a) 5% of the value of the vehicle before the accident happened; or
b) €635; whichever is lower.

Protected no claims discount

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You can pay an extra premium for a protected no-claims bonus extension once you have earned a no-claims bonus of four years or more. You will keep that no claims bonus as long as no more than one claim arises during the period of insurance for which the extra premium applies.

Monthly payment plan

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Our flexible payment plan enables you to spread the cost of your insurance via monthly instalments. Choose to pay via cash, cheque, direct debit, credit or debit card.

Loss of keys cover

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We will provide cover if the vehicle keys or lock transmitter are lost or stolen, we will cover the cost of:
a. the door and boot locks;
b. the ignition and steering lock; and
c. the lock transmitter;
The most we will pay under the above is €850.

Personal Accident

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We will pay you (the policyholder) or your legal representative €6,500 if you are accidentally injured while travelling in or getting into or out of the vehicle and within the following three months this injury alone results in:
a. death;
b. permanent loss of sight in one or both eyes; or
c. loss of one or more limbs.
The most we will pay in any one period of insurance is €6,500.

For full details, terms and conditions, please refer to the policy booklet, which can be downloaded below.
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Medical expenses

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We will pay for medical expenses up to €135 for each person injured if the vehicle is involved in an accident as long as there is no cover in force under another motor insurance policy.

Specified trailer cover

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We can provide cover for loss or damage to any trailer once same is specified in the policy schedule, the most we will pay for the loss or damage will be the market value of the trailer immediately before the loss or damage happened, however we will not pay more than the value of the trailer as shown in the schedule.

For full details, terms and conditions, please refer to the policy booklet, which can be downloaded below.
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Unspecified Trailer cover

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We will extend the cover to indemnify the insured from liability arising out of the use of any trailer attached to the insured vehicle or while detached.

For full details, terms and conditions, please refer to the policy booklet, which can be downloaded below.
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Fire Brigade charges

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We will pay for local-authority charges (in line with the Fire Services Act 1981) for putting out a fire in your vehicle if the fire gives rise to a valid claim under the policy, or for removing the driver or passengers from your vehicle using cutting equipment. The most we will pay is €2,200.

Terms and conditions

All van insurance benefits are subject to the terms and conditions of the policy

Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.