Your taxi insurance

Custom-built cover, fast claims, and the best quote for your taxi insurance. That’s Liberty.

01 5534040

Keep that meter running

No stops

24h breakdown cover for those days when your taxi won't start or breaks down.

European cover

Don't worry about driving your car in the UK and in any country in the EU. We've got you covered for personal use.

Claims Buddy

If you need to make a claim, one person will see you through from start to finish.

4.2/5 Liberty Score*

*At 10 February 2022

See all 1091 reviews

Check all cover and benefits of your taxi insurance

Every taxi driver has different needs. We know that at Liberty.

	Third party fire & theft	Comprehensive
Breakdown assist (including home-start) Read more For those days when your car won't start or breaks down at the side of the road, use our free 24-hour breakdown cover or home start. Using this breakdown assistance will not affect your no-claims bonus. If you cannot drive the vehicle as a result of a breakdown, we will arrange and pay for one hour’s labour at the roadside or at your home and towing the vehicle to the nearest competent repairer or to a garage of your choice, whichever is closer. If the repairs cannot be completed where the vehicle broke down and you are away from home (at least 3 kilometres), we can arrange and pay up to €150 for one of the following: 1. Transport for you and any non-fare paying passengers to your intended destination within the territorial limits. 2. Use of a replacement vehicle for up to 48 hours while repairs are being carried out; or 3. Bed-and-breakfast-only accommodation for one night only while repairs are being carried out, up to €35 for each person and €150 in total. If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle. For the full list of terms and conditions, please refer to the Car Insurance Policy booklet, which can be downloaded below. * Maximum three call-outs per year.	Y	Y
Driving other cars Read more If your certificate of insurance says so, we will also cover you, the policyholder, for your liability to other people while you are driving any other private motor car which you do not own or have not hired under a hire-purchase or lease agreement, as long as: 1. The other car is not owned by your employer or hired to them under a hire-purchase or lease agreement; 2. You currently hold a full European Union (EU) licence; 3. The use of the other car is covered in your certificate of insurance; 4. There is a current insurance policy in place in another person’s name that covers the other car; 5. You have the owner’s permission to drive the other car; 6. The other car is in a roadworthy condition and holds a valid NCT; 7. You still have the insured vehicle and it holds a valid NCT and is in a roadworthy condition. This extension applies while being driven within the territorial limits and only to private passenger cars. It does not include: - Vans; - Car-vans; - Jeep-type vehicles with no seats in the back; or - Vans adapted to carry passengers.	Y	Y
Claims buddy Read more A dedicated Claims Buddy to help you get back up and running, without hassle or fuss.	Y	Y
Windscreen cover (less windscreen replacement excess) Read more The cover you need for those unavoidable windscreen damages, giving you peace of mind with Liberty Insurance windscreen cover. Windscreen repair and replacement* cover is included on all comprehensive private motor policies. This is an optional cover for third party, fire and theft policies. We will pay the full cost of repairing or replacing (less the excess) damaged or broken glass in the windscreen or windows of the vehicle, as long as there has not been any other loss or damage. Claims under this section will not affect your no-claims bonus. We will not pay for: 1. any amount over €150 for replacement (less the excess) or €50 for repair if the work is not carried out by 2. our approved windscreen specialists; 3. any more than two claims under this section during the period of insurance; 4. damaged or broken glass in sunroofs, glass roofs or panoramic sunroofs 5. damaged or broken glass to vehicles that are temporarily covered; or 6. damage caused by wear and tear or negligence. For the full list of terms and conditions, please refer to the Car Insurance Policy booklet, which can be downloaded below. [*] Windscreen Replacement Excess applies should your windscreen be deemed unrepairable by the glass technician. You pay the first amount as outlined in your policy schedule and we pay the rest.	Optional	Y
European cover Read more We provide the minimum cover you need by law to use your car in any EU country or any other country which has made arrangements to meet the minimum insurance requirements of the Commission of the European Union, for up to 93 days. We will extend your cover to the same level you use at home (as shown in your schedule) when you want to get away on a much needed holiday in Europe, or need to work or attend school abroad. The following cover does not apply while you are using your car abroad. • Driving other cars • Breakdown assistance For further information, pleases refer to the policy booklet, which can be downloaded below.	Y	Y
24 hour claims helpline Read more Been in an accident? Don't worry; we have a 24 hour claims helpline that you can contact at anytime day or night if you are involved in an accident. We have a fast and efficient claims service which reduces cost resulting in lower premiums. You can contact us anytime to report a claim on 1850 85 8530 in the Republic of Ireland.	Y	Y
Audio cover Read more We automatically offer audio cover up to 5% of the value of the vehicle before the accident happened or €635, whichever is lower, for loss of or damage to radio-receiving or transmitting equipment, taxi meter, audio equipment, electronic navigation or radar detection equipment permanently fixed to the vehicle. The policy does not cover the loss of or damage to mobile phones and their accessories or spare parts.	Y	Y
Loss of keys cover Read more If the car keys or lock transmitter of the vehicle are lost or stolen, we will pay the cost of replacing the door and boot locks, the ignition and steering lock and the lock transmitter, as long as we are satisfied that the person who may have your keys or transmitter knows where the vehicle is. The most we will pay is €850.	Y	Y
Monthly payment plan Read more We want to help you make paying for your policy as easy as possible and this is why we offer an easy monthly payment plan.	Y	Y
BillPay with An Post Read more BillPay is An Post's free bill payment service. All you have to do is bring your bill with you to your local Post Office and An Post will handle your payment for you - all for free. Features: - There are no fees or charges for paying bills at the Post Office - Secure transfer of funds - Multiple payments can be made at same time - Multiple payments can be made with one single cash; laser chip and pin or cheque payment - Bills paid in full - Easy transaction – simple read of the barcoded bill - Convenience – payments can be made at over 1200 Post Offices nationwide - Only payments for new business and renewals customers in ROI can be accepted in Post Offices	Y	Y
Personal accident Read more In the most serious situations, you want to be sure you have the best cover in place. That is why we will cover the policyholder for death and certain disabilities following an accident involving the insured car as part of our comprehensive cover. We will pay the policy holder or his/her legal representative €6500/£5000 if he/she is accidentally injured while travelling in or getting into or out of the insured vehicle and within three months this injury alone results in death, permanent loss of sight in one or both eyes or loss of one or more limbs. The most we will pay in any one period of insurance is €6500 / £5000.	N	Y
Medical expenses Read more We will pay for medical expenses up to €135 for each person injured if the vehicle is involved in an accident, as long as there is no cover in force under another motor insurance policy.	Optional	Optional
Driving Other Cars Read more Liberty Insurance provides optional cover for driving other cars. If selected, we will cover you (the Policyholder) to drive any other private car which you do not own or have not hired. Please see your policy booklet for full terms and conditions.	N	Y
Hotel expenses Read more If the vehicle cannot be driven after an accident or loss covered under section 1 of the policy we will pay up to €65 for the driver (or €135 for all the people in the vehicle) towards the cost of hotel expenses for an overnight stop if this is necessary..	N	Y

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At Liberty, we know that in real life, not everything goes to plan.
That's why in only a few minutes, you can change your taxi policy, add a cover option, pay for renewal or access all the documentation you need and save both money and time.
That's Liberty.

01 5534040

Any questions? We're glad to help.

How long are quotes valid for?

Taxi insurance quotes are valid for seven days.

Does my policy include breakdown cover?

You can choose to add Breakdown Assistance as an optional cover.

If you cannot drive your vehicle as a result of a breakdown we will arrange one hours free roadside assistance and tow the vehicle to the nearest competent repairer, or to a garage of your choice, whichever is closer. If the repairs cannot be completed where the vehicle broke down and you are away from home, we can arrange and pay up to €150 for one of the following:

transport for you and your passengers to your intended destination within the territorial limits; or
use of a replacement vehicle for up to 48 hours while the repairs are being carried out; or
bed and breakfast accommodation for one night only while repairs are being carried out (up to €35 for each person and €150 in total). If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.

Is windscreen cover available?

Windscreen cover* is included as standard on our comprehensive car insurance policies.

This is an optional extra on third party fire and theft car insurance policies. This covers all the windows in the car (but does not include sunroofs, glass roofs or panoramic sunroofs) as long as an approved repairer is used.

A claim on your windscreen cover won't affect your no claims bonus. Two claims for every vehicle in any one period allowed.

Call 1800 944 410 to arrange for your windscreen to be repaired.

[*] Windscreen Replacement Excess applies should your windscreen be deemed unrepairable by the glass technician. You pay the first amount as outlined in your policy schedule and we pay the rest.

What is "no claims bonus protection"?

A no claims bonus (or no claims discount) is a discount which you earn by holding a policy in your own name without any claims.

It builds up in years, so the more years you drive without any claims, the bigger your discount will be, up to a limit of nine years.
Your no claims discount must have been earned on a policy within the past 24 months. To clarify you must have held a policy in your name with your no claims bonus obtained within the past 24 months.
The discount can only be used on one policy and for one person at any one time. This means that if you currently hold another policy which will be remaining active you cannot use the No Claims Bonus from that policy on this one.
You can use a no claims bonus earned on private motor, taxi or commercial policies on your private motor policy.
To avail of a no claims bonus, you must have earned your bonus on a similar policy. For example for no claims bonus to be applied on a motorcycle policy, it must have been earned on a motorcycle policy.
You can use a no claims bonus earned on a commercial vehicle or private motor vehicle towards a commercial vehicle policy providing weight of the vehicle does not exceed two tonne carrying capacity.

What if my No Claims Discount is from outside ROI?

If your No Claims Discount has been earned outside the Republic of Ireland, it must have been earned in the past 24 months, within UK, all EU countries, USA, Canada, Australia or New Zealand.

Please Note:

Once we receive proof of your no claims discount, we will contact your last insurer to confirm the document is valid.
We may need your help during this process so we would request that you assist us with this. For example we may ask you for contact details for your last insurer. We may also request that you contact your previous insurer to allow us to obtain information on your previous policy.
This process may take some time.
If we are unable to confirm your no claims discount this may result in the removal of your discount, hence your premium may increase.

What do I need to do next?

Once you buy your policy, you will need to provide us with proof of your no claims bonus. To do this you will need to send us a copy of your No Claims Bonus Certificate.

Your No Claims Bonus Certificate will be included in your renewal pack from your previous insurer, or you can request it from them if you don’t already have it.

You can email a copy or a clear photo of your certificate to us. Click here to contact us. Remember to add your policy or reference number clearly in any emails you send to us.

If you earned your No Claims Discount with Liberty Insurance under a previous policy, please contact us to advise.

What information do I need to get a quote?

To get a quote, you will need to provide us with various details of all drivers to be insured on the policy. Please ensure that you have the additional driver's permission to share their information with us. Some of the details you will require are listed below, however you may also need additional details which you will be prompted to enter as you complete your quote: