From just €9.17 per month
Minimum premium €110. Based on a 29-year-old renting a three-bedroom mid-terrace house in Dublin 6. House built in 2000. Sum insured €20,000 contents. Excludes optional extras and fee to pay monthly. Terms and conditions apply.
What is Renters insurance?
At Liberty Insurance, we offer Contents insurance for renters. So, if you’re renting and would like the peace of mind of covering your precious belongings, our policies will provide great cover at an affordable price.
As owner of the property, the landlord should have Home insurance in place, which insures the structure itself and will likely cover their own property inside the structure, such as carpets, curtains, appliances etc. But when it comes to your personal items, the landlord’s policy doesn’t cover them and so you should consider taking out Contents insurance cover of your own. Otherwise, in the event of fire, theft or other damage, you could be left out of pocket. Another important consideration is if you share a house or apartment with someone. In this case, you should make your Contents insurance provider aware of the situation so that you’re covered in the event of a claim.
With Liberty Insurance, you can create a Renters insurance policy that covers only the contents element of your home with our New-for-Old promise.
Benefits of Renters insurance
At Liberty Insurance, we understand that although you don’t own the home you live in right now you still may have precious belongings to be safeguarded. To help tenants protect their home contents should the worst happen, we can offer the following features and benefits within our policies:
Additional Renters insurance benefits
How much Renters insurance do I need?
The answer to this question depends on how much your contents are worth. A smart way of evaluating the value of your belongings is to calculate them room by room and if you happen to have kept your receipts, all the better.
Should you be thinking that Renters insurance is going to set you back, remember that using a high-quality lock or installing an alarm system can help reduce the cost.
Terms and conditions apply
All Home insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply.
We reserve the right to refuse insurance cover.
Document to download
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