At Liberty Insurance we offer contents insurance for renters. So if you are renting and would like the peace of mind of covering your precious belongings, our policies will provide great cover at an affordable price.
As owner of the property, the landlord should have home insurance in place, which insures the structure itself and will likely cover their own property inside the structure, such as carpets, curtains, appliances etc. But when it comes to your personal items, the landlord’s policy doesn’t cover them and so you should consider taking out contents insurance cover of your own. Otherwise, in the event of fire, theft or other damage, you could be left out of pocket.
With Liberty Insurance you can create a policy that covers only the contents element of your home with our new for old promise.
Benefits of Renters Insurance
At Liberty Insurance we understand that although you don’t own the home you live in right now you still may have precious belongings to be safeguarded. To help tenants protect their home contents should the worst happen, we can offer the following features and benefits within our policies:
“New-for-old” Contents Cover
It’s good to know that our New For Old promise means if the worst happens & you have a claim, if your belongings cannot be repaired we'll cover the cost of replacing them with brand new ones. Terms and conditions apply.
Emergency Home Repair 24 hour Helpline
The emergency home repair helpline puts you in touch with reputable tradesmen (such as a plumber or electrician) in the event of an emergency in your home. You can call us any time on 1800 209 300. Terms, conditions and exclusions apply.
We provide cover, up to €650, for the cost of replacing locks to any outside door of the home if the keys have been stolen from the home or stolen from a member of your household during an assault. Terms and conditions apply.
Wedding and Christmas gifts
We increase contents cover by 10% for these occasions for FREE.
(increased by 10% of contents sum insured)
We will cover up to €1000 for the loss or damage to visitors' property. Terms and conditions apply.
We provide cover for the contents of your deep freezer or refrigerator if they are spoilt up to €700. Terms and conditions apply.
Covering bicycles and accessories up to €600 for each cycle. You have the option to increase this up to €1500 by specifying the bicycle type.
Terms and conditions apply.
All home insurance benefits are subject to the terms and conditions o the policy. Normal underwriting rules and acceptance criteria apply.
We reserve the right to refuse insurance cover.