Compare Car Insurance

Up to 3 months free when you quote and buy your car insurance online.

Less worry, more Liberty.

Online discount applies to new private Car policies only. Maximum discount €300. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.

Compare Car insurance policies

At Liberty, we're futureproofing Car insurance in Ireland. That means we offer great cover with great benefits that allow you to customise your policy. Not sure where to start? Learn more about comparing Liberty Car insurance policies today. 

What should you look for when comparing your Car insurance options?

Discover your Options

Liberty offers three types of cover: Third Party Only, Third Party, Fire & Theft, and Comprehensive cover.

Decide what Matters

All our policies have their benefits. Consider the type and level of cover that would suit you best. 

Compare Benefits

What benefits are included on the policy you're considering? Some benefits might be more important to you than others. 

Compare all our cover options and Car insurance benefits

Every driver has different needs. Discover our variety of Car insurance policies from fully Comprehensive to Third Party Only. You'll also be able to personalise your cover with a range of optional extras. That's Liberty.

  Comprehensive Third party, fire & theft Third party only
Third-Party Liability 
Legal Costs
Foreign Use
Accident Recovery
Fire Brigade Charges
New Car Replacement
Hire Car for Theft
Medical Expenses
Courtesy Car
Windscreen Cover
Y Optional Optional
Breakdown Assistance*
Optional Optional Optional
Driving Other Cars
Optional Optional Optional
No Claims Discount Protection
Optional Optional Optional
Personal Accident
Optional Optional Optional
Loss of Keys 
Optional Optional Optional
Open Drive
Optional Optional Optional
Excess Options
Optional Optional N


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Car insurance policies to suit everyone

Man driving

Standard Car insurance

Whether you're looking at Third Party, Fire & Theft or fully Comprehensive cover, we have a policy to suit you. What you need is what you get - controlled costs, no hidden add-ons and insurance that keeps you 100% covered. That's Liberty. 

Car insurance features and benefits

Young driver

Young Drivers Car insurance

Just starting out as a new driver? Getting your car covered doesn't have to be stressful. Find a competitive Car insurance quote as a young driver now. 

Young Drivers Car insurance

Experienced driver

Experienced Drivers Car insurance

Have a spotless driving history with no driving claims? At Liberty, we like to recognise safe driving. Get the best Car insurance for you with customisable cover to keep you driving safely. 

Experienced Drivers Car insurance

Cheap Car insurance

Sometimes, cheapest isn't always the best. You don't want to trade good cover for low cost - you'll end up paying more should the worst happen. Learn more and get an affordable Car insurance quote today.

Cheap Car insurance

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Read our frequently asked questions on Car insurance

We’re now giving up to 25% off Car insurance if you get a quote and buy your policy online. The discount will be applied automatically when you get your quote, and you can be covered instantly. It couldn’t be simpler.

With our quick and easy online quote system, a typical car insurance quote takes only two minutes. Acceptance criteria, terms and conditions apply.

To get a quote, you'll need to provide us with various details of all drivers to be insured on the policy. Please ensure that you have the additional driver's permission to share their information with us. Some of the details required are listed below. However, you may also need additional details which you'll be prompted to enter as you complete your quote:

  • Name
  • Date of birth
  • Licence details
  • Claims
  • Conviction details

You'll also need the details below of the vehicle you're insuring:

  • Registration number or make, model and year of manufacture
  • Address where it will be kept

A No Claims Bonus (or No Claims Discount) is a discount which you earn by holding a policy in your own name without any claims.

Details of a No Claims Bonus

  • It builds up in years, so the more years you drive without any claims, the bigger your discount will be, up to a limit of nine years.
  • Your No Claims Discount must have been earned on a policy within the past 24 months. To clarify, you must have held a policy in your name with your No Claims Bonus obtained within the past 24 months.
  • The discount can only be used on one policy and for one person at any one time. This means that if you currently hold another policy which will be remaining active, you cannot use the No Claims Bonus from that policy on this one.
  • You can use a No Claims Bonus earned on private motor, taxi or commercial policies on your private motor policy.
  • To avail of a No Claims Bonus, you must have earned your bonus on a similar policy. For example, for a No Claims Bonus to be applied on a motorcycle policy, it must have been earned on a motorcycle policy.
  • You can use a No Claims Bonus earned on a commercial vehicle or private motor vehicle towards a commercial vehicle policy providing the weight of the vehicle does not exceed two tonne carrying capacity.

What if my No Claims Discount is from outside ROI?

If your No Claims Discount has been earned outside the Republic of Ireland, it must have been earned in the past 24 months, within the UK, all EU countries, USA, Canada, Australia or New Zealand.

Please Note:

  • Once we receive proof of your No Claims Discount, we will contact your last insurer to confirm the document is valid.
  • We may need your help during this process, so we would request that you assist us with this. For example, we may ask you for contact details for your last insurer. We may also request that you contact your previous insurer to allow us to obtain information on your previous policy.
  • This process may take some time.
  • If we are unable to confirm your No Claims Discount, this may result in the removal of your discount, hence your premium may increase.

What do I need to do next?

Once you buy your policy, you will need to provide us with proof of your No Claims Bonus. To do this, you'll need to send us a copy of your No Claims Bonus Certificate.

Your No Claims Bonus Certificate will be included in your renewal pack from your previous insurer, or you can request it from them if you don’t already have it.

You can email a copy or a clear photo of your certificate to us. Click here to contact us. Remember to add your policy or reference number clearly in any emails you send to us. 

If you earned your No Claims Discount with Liberty Insurance under a previous policy, please contact us to advise.

You can choose to add Breakdown Assistance as an optional cover.

If you cannot drive your vehicle as a result of a breakdown, we'll arrange one hour of free roadside assistance and tow the vehicle to the nearest competent repairer, or to a garage of your choice, whichever is closer. If the repairs cannot be completed where the vehicle broke down and you're away from home, we can arrange and pay up to €150 for one of the following:

  • Transport for you and your passengers to your intended destination within the territorial limits; or
  • Use of a replacement vehicle for up to 48 hours while the repairs are being carried out; or
  • Bed and breakfast accommodation for one night only while repairs are being carried out (up to €35 for each person and €150 in total). If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.