Get up to 5 weeks of free home insurance when you quote and buy online. Less worry, more Liberty.
Helping you protect your home
Are you renting a house or are you a first-time buyer? We have home insurance that fits you
If you're buying your first house, home insurance is highly recommended. But you don't have to get it from your mortgage provider. At Liberty, we offer you great benefits of home insurance in your first year as a buyer.
Get your home insurance quote, buy online and get up to nine weeks free*. That's Liberty.
*Nine weeks of free home insurance includes five weeks free (10%) for policies online and an additional four weeks free (8%) for first-time buyer only. Maximum discount €40 for buildings and €15 for contents for the 10% discount. A first-time buyer is defined as a first-time buyer of home insurance for a property they own. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.
Being a landlord can be a challenging task. At Liberty, we can guarantee the best solutions to protect your properties and contents in case of fire or belongings damage, among others.
Get a custom-built policy covering only buildings or both buildings and contents.
Just because you're renting a house, it doesn't mean you don't have precious belongings that need to be protected.
At Liberty, we offer a range of insurance cover options for people living in rented properties like an Emergency Home Repair 24hr Helpline or a Replacement Locks service.
Buy a contents insurance policy for renters at an affordable price, so you don't get left out of pocket.
Managing your policy can be so simple
At Liberty, we know that in real life, not everything goes to plan.
That's why in only a few minutes, you can change your home policy, add a cover option, pay for renewal or access all the documentation you need and save both money and time.
Great experiences make for great reviews
Any questions? We're glad to help
Home insurance quotes are valid for seven days.
Underinsurance occurs when you don't have enough insurance to cover the cost to rebuild, reinstate, or replace your buildings or home contents. This can happen when these costs are inaccurately stated in your home insurance policy.
At Liberty, we want to protect your future by giving you all the information you need to avoid being underinsured. For more on underinsurance, click here.
Our contents cover includes cover for valuables such as jewellery, items of precious metals, timepieces, photographic equipment, works of art, antiques, furs, musical instruments, collections of stamps, curios, coins or medals.
Any individual item valued at over €3,000 should be listed individually on your home insurance policy. If you only want to cover these individual items whilst in the home you can specify them as high value items. If you would like to cover to be extended outside the home, you will need to specify the individual items as all risk items
More information is available in our policy booklet.
Emergency Home Repair comes as standard on all policies that have both bulidings and contents cover.
With Emergency Home Repair you are covered for emergency repairs for:
- blocked drains and toilets;
- internal electrics;
- roof damage;
- external glass; and
- locks and keys.
So if something happens, like a blocked drain or roof damage, you’ll be happy to know you’ve access to qualified tradesmen 24 hours a day, 365 days a year. You will be covered up to €260 for each emergency and up to four emergencies within the insurance year.
The price we quote will include the insurance compensation fund levy of 2% and a 3% government levy. The only other charge which may apply is a service charge of 7.7% if you choose to pay for your insurance monthly.
Whoever owns the house, or is named on the mortgage should also be named as a joint policyholder on your home insurance policy.
Your home insurance .futureproofed