First Time Buyers

First time buyers

Get Home insurance with up to 4 home emergency call outs per year, first time buyer and multi product discounts - and no need to go with Home insurance from your mortgage provider.

Online discount applies to new home policies only. Five weeks free equals a 10% discount. Maximum Buildings cover discount €40. Maximum Contents cover discount €15. Maximum Buildings & Contents cover discount €55. Subject to minimum premiums and applied before optional covers. Acceptance criteria, terms and conditions apply. 

Great reasons to get your home insurance at Liberty

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Support with mortgage provider

We will issue a letter of interest / IP letter for your mortgage provider when drawing down your mortgage. 

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First year Home insurance

There is no need to get home insurance from your mortgage provider, get all the benefits of home insurance from the first year of ownership with Liberty Insurance. 

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No documents needed

Get a quote and buy online without the need for any additional documents or forms. 

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Loss of rent or the cost of alternative accommodation

If your private home or rented property becomes un-habitable because of loss or damage caused by any of the insured risks we will pay:  If you cannot live in your home because of loss or damage caused by any of the insured risks, we will pay the reasonable cost of renting similar accommodation for the period you cannot live in your home (up the 15% of the sum insured).

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Home emergency repair

If you have both buildings and contents cover you will automatically receive Emergency Home Repair on your policy. We will cover the cost of the call out, labour and materials needed for emergency repairs up to a maximum of €260 plus VAT.

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Multi policy discount

You could save up to 10% on your home insurance policy if you, your spouse or partner already have an active policy with us. This multi policy discount is available on our car, home, van and motorbike insurance policies, so the savings could really add up. Terms and conditions apply.

Check all cover and benefits of your home insurance

We don't just offer you affordable home insurance, we also ensure that you get great cover along with many additional benefits as part of your home insurance.

  Building Content
Emergency Home Repair (applies to policies that have both buildings and contents covered only)
Y Y
Emergency Home Repair 24 Hour Helpline 
Y Y
Loss of Rent or Cost Alternative Accommodation 
Y Y
Accidental Damage 
Optional Optional
Fire Brigade Charges  
Y Y
New for Old Contents Cover  
N Y
Public Liability 
Y N
Access for Repairs 
Y N
All Risks  
N Optional
Replacement Locks up to €650  

 

N Y
Pedal Cycle Cover Away From the Home 
N Y
Personal Liability 
N Y
Title Deeds Cover up to €750  
Y Y
Visitors’ Personal Belongings up to €1000  
N Y
Frozen Foods up to €700 
N Y
Loss of Heating Oil up to €750 
N Y
Money up to €500 & Credit Cards up to €1500  
N Y
Jury Service Cover — €25 per day, up to €700  
N Y
Fatal Injury Benefit — €5000 
N Y
Wedding and Christmas Gifts 
N Y
Home Office Equipment  
N Y
Home Electric Vehicle Charging Points  
N Y
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Your home insurance .futureproofed