Your motorcycle insurance

Custom-built cover, fast claims, and the best quote online for your motorcycle insurance. That’s Liberty. 

Motorcycle insurance

Two wheels and great cover. All you need to ride the world

Step back no claims protection

One claim won't knock your discount back to zero. 

No stops

24hr breakdown cover for those days when your motorcycle won't start or breaks down.

Easy monthly payment plan

No need to pay your motorcycle insurance all at once. Spread the cost over the year.

Check all cover and benefits of your motorcycle insurance

Every bike rider has different needs. We know that at Liberty.

  Comprehensive Third-party, fire & theft Third party only

Third-Party Liability

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Third-party liability cover provides the minimum cover required by law. Liberty Motorcycle insurance covers third-party property damage as a result of an insured loss up to €30 million and unlimited cover for third-party personal injury.

For further information, please refer to the policy booklet.

Y Y Y

Legal Costs

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We will pay for the following legal costs related to an event which is covered under the Liability to Others section:

a) Fees for a solicitor we appoint to represent you at a coroner’s inquest or fatal accident enquiry. 
b) Fees for legal representatives that we ask to defend you against a charge of manslaughter or causing death by careless or dangerous driving, if we decide there is a reasonable chance of success.

For further information, please refer to the policy booklet.

Y Y Y

Foreign Use

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Our Motorcycle insurance provides the minimum cover you need by law to drive your vehicle in any EU country or any other country which has made arrangements to meet the minimum insurance requirements of the Commission of the European Union. We will automatically extend this cover to provide your full policy cover (as shown in the schedule) for these countries, for up to 93 days in any one period of insurance. If you need cover for longer or you want to travel to any other country, you must contact us before you travel. 

The following cover does not apply while you are using your vehicle abroad:

• Driving other cars. 
• Breakdown assistance.

For further information, please refer to the policy booklet.

Y Y Y

Accident Recovery

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Our Motorcycle insurance provides the minimum cover you need by law to drive your vehicle in any EU country or any other country which has made arrangements to meet the minimum insurance requirements of the Commission of the European Union. We will also pay the reasonable cost of protecting the vehicle and moving it to the nearest repairer if, as a result of any loss or damage insured under this section, the vehicle cannot be driven. If you need cover for longer or you want to travel to any other country, you must contact us before you travel.

The following cover does not apply while you are using your car abroad:

• Driving other cars. 
• Breakdown assistance.

For further information, please refer to the policy booklet.

Y Only if loss is as a result of fire or theft N

Fire Brigade Charges

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We will pay for local authority fire brigade charges for putting out a fire in your vehicle or for removing the driver or passengers from the vehicle using cutting equipment, up to a limit of €2,200.

For further information, please refer to the policy booklet.

Y Only if loss is as a result of fire or theft N

Medical Expenses

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We will pay for medical expenses up to €135 for each person injured if the vehicle is involved in an accident, as long as there is no cover in force under another motor insurance policy.

For further information, please refer to the policy booklet.

Y N N

Breakdown Assistance*

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Our 24-hour breakdown cover provides 24 hour roadside assistance, including home start 365 days a year. Breakdown assistance includes:

• Mechanical breakdown.
• Flat battery.
• Fire.
• Attempted theft.
• Malicious damage.
• Punctures.
• Lost keys, stolen keys, keys broken in the lock or locked in the vehicle.

*Breakdown assistance covers three call-outs maximum per year. 

For further information, please refer to the policy booklet.

Optional Optional Optional

No Claims Discount Protection

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Once you have four or more years No Claims Bonus, you can pay an extra premium to protect it. You will keep your Motorcycle insurance No Claims Discount as long as no more than one fault claim arises during any one period of insurance. Although you can protect your No Claims Bonus, your premium may still be affected by any claims we pay.

Please note: This cover is only applicable if the policyholder has four or more years No Claims Bonus.

Please see your policy booklet for full terms and conditions.

Optional Optional Optional

Loss of Keys

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If the car keys or lock transmitter of the vehicle are lost or stolen, we will pay up to €850 for replacing the door and boot locks, the ignition and steering lock and the lock transmitter, as long as we are satisfied that the person who may have your keys or transmitter knows where the vehicle is. 

Claims for loss of keys will not affect your No Claims Bonus. 

For further information, please refer to the policy booklet.

Optional Optional Optional

Voluntary Excess

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You can reduce your insurance premium by increasing the excess on your policy. The standard excess on Liberty Motorcycle insurance policies is €300. This excess is what you pay if a claim is made on your policy, before your insurer would make any payment.

For further information, please refer to the policy booklet.

Optional Optional N

 

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Great experiences make for great reviews

3.6/5 Liberty Score
Conal Keogh
06 / 03 / 2024
Billy Boyle
06 / 03 / 2024
Showing our 4 & 5 star reviews
manage my policy

Managing your policy, made easy

At Liberty, we know that in real life, not everything goes to plan. 

That's why in only a few minutes, you can change your motorcycle policy, add a cover option, pay for renewal or access all the documentation you need and save both money and time. 

That's Liberty. 

Any questions? We're glad to help

An assessment carried out by one of our network of approved riding assessors, who evaluate your motorcycle riding skills. It isn’t just for beginners, it’s for bikers of all levels of experience and it can give you a chance to test yourself and see how you can improve your skills.

Our rider skills assessment is part of our commitment to promote safety on Irish roads and reward those with proven skills. Those who achieve the highest level in the assessment can get significant discounts motorbike insurance.

To take the assessment, download the list of approved assessors and get in touch with your nearest assessor to make the arrangements. Once you’ve completed the assessment, contact us for your motorbike insurance quote and we’ll apply the relevant discount. If you take out the policy, you simply send us the certification received.

We have approved assessors across Ireland, so you should find an assessor which is local to you. If you have already completed an assessment, get in touch with the details to see if you qualify for a discount.

You can choose to add Breakdown Assistance as an optional cover.

If you cannot drive your vehicle as a result of a breakdown, we will arrange one hour of free roadside assistance and tow the vehicle to the nearest competent repairer, or to a garage of your choice, whichever is closer. If the repairs cannot be completed where the vehicle broke down and you are away from home, we can arrange and pay up to €150 for one of the following:

  • Transport for you and your passengers to your intended destination within the territorial limits; or
  • Use of a replacement vehicle for up to 48 hours while the repairs are being carried out; or
  • Bed and breakfast accommodation for one night only while repairs are being carried out (up to €35 for each person and €150 in total). If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.

To get a quote, you will need to provide us with various details of all drivers to be insured on the policy. Please ensure that you have the additional driver's permission to share their information with us. Some of the details you will require are listed below, however, you may also need additional details which you will be prompted to enter as you complete your quote:

  • Name
  • Date of birth
  • Licence details
  • Claims
  • Conviction details

You will also need the details below of the vehicle you are insuring:

  • Registration number or make, model, and year of manufacture
  • Address where it will be kept

Your motorcycle insurance .futureproofed