Your motorcycle insurance

If you have earned four or more years No Claims Bonus, have peace of mind in knowing that one claim will not mean you need to start again. If you haven't opted for full bonus protection, you will keep part of your discount if you have four or more years built up.

Five+ years steps back to two-years discount
Four years steps back to one year discount

If a second claim is made in the same insurance year, or if you have less than four years discount built up, the No Claims Discount will step back to zero years.

For those days when your motorcycle won't start or breaks down at the side of the road, use our free 24-hour Breakdown Cover (including home start). Using this breakdown assistance will not affect your No Claims Bonus.

If you cannot drive the motorcycle as a result of a breakdown, we will arrange and pay for:
1. One hour’s labour at the roadside or at your home; and
2. Towing the motorcycle to the nearest competent repairer or to a garage of your choice, whichever is closer.

If the repairs cannot be completed where the motorcycle broke down and you are away from home, we can arrange and pay for one of the following:
1. Transport for you and your passenger to your intended destination, within the territorial limits, up to €35 for each person and €70 in total; or
2. Bed-and-breakfast only accommodation for one night only while repairs are being carried out, up to €35 (£35) for each person and €70 (£70) in total.
The help provided depends on the options available to us at the time you contact us.

Exclusions apply. For full terms and conditions please refer to the Policy Booklet which can be downloaded below.

You can pay an extra premium for a protected No Claims Bonus extension once you have earned a No Claims Bonus of four years or more.

You will keep that No Claims Bonus as long as no more than one claim arises during the period of insurance for which the extra premium applies.

For further information, please refer to the Policy Booklet which can be downloaded below.

Liberty Insurance has introduced a rider skills assessment which could save you money on your motorcycle insurance as well as improve your rider skills.

The Liberty Insurance rider skills initiative is not a test but is an assessment of the different skills required to ride a motorcycle safely. Training is not compulsory but it is strongly recommended and is likely to help you achieve a better level in your assessment. Generous discounts are given and vary by the level you achieve in your assessment.

For further information, please contact one of our approved assessors.

Spread the cost of your insurance over the year with our easy monthly payment plan.

We will provide cover if the vehicle keys or lock transmitter are lost or stolen, we will cover the cost of:
a. The door and boot locks.
b. The ignition and steering lock.
c. The lock transmitter.

The most we will pay under the above is €850.

We will pay for local-authority charges (in line with the Fire Services Act 1981) for putting out a fire in your vehicle if the fire gives rise to a valid claim under the policy, or for removing the driver or passengers from your vehicle using cutting equipment.

The most we will pay is €2,200.