Compare Home Insurance
Find a custom Home insurance policy with great benefits at a fair price. That’s Liberty.
What should you look for when comparing your Home insurance options?
Compare the benefits you get with Liberty Home insurance
Every home is precious. We know that at Liberty.
We currently offer three types of home insurance cover: Buildings only, Contents only, and Buildings and Contents.
First-time buyer insurance
Buying your first home? Home insurance is a must. At Liberty, you can get great benefits from our cover as a first-time buyer. Find a quote now, buy online and get up to nine weeks free*.
*Nine weeks of free home insurance includes five weeks free (10%) for policies online and an additional four weeks free (8%) for first-time buyer only. Maximum discount €40 for buildings and €15 for contents for the 10% discount. A first-time buyer is defined as a first-time buyer of home insurance for a property they own. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.
Whether you're a landlord with one or several investment properties, Liberty can provide the best solutions to protect your investment. The benefits of Landlord insurance with liberty include loss of rent or the cost of alternative accommodation, optional contents cover with our new for old promise and a multi-policy discount.
We can cover Buildings only or both Buildings and Contents.
If you're renting and would like the peace of mind of covering your precious belongings, our policies will provide great cover at an affordable price.
Our Renters insurance features benefits such as new-for-old cover, an Emergency Home Repair 24-hour helpline and replacement locks. Find affordable insurance and protect your belongings now.
With Buildings insurance, you can protect the structure of your home should the worst happen. It's particularly important when you're purchasing a home as it can save you money in the long term.
Our Buildings insurance includes standard cover for fire, escape of water, theft and storm or flood damage. But that's not all. Find out more and get a quote today.
Contents insurance provides cover for your personal belongings, whether you're a homeowner or renter.
‘Contents sum insured’ – the amount you insure your contents for – should cover the cost of repairing or replacing household goods and personal belongings, including carpets, furniture and electronics. Find a great quote and great cover with Liberty today.
Great experiences make for great reviews
Read our frequently asked questions on Home insurance
Home insurance quotes are valid for seven days.
Underinsurance occurs when you don't have enough insurance to cover the cost to rebuild, reinstate, or replace your buildings or home contents. This can happen when these costs are inaccurately stated in your home insurance policy.
At Liberty, we want to protect your future by giving you all the information you need to avoid being underinsured. For more on underinsurance, click here.
Our contents cover includes cover for valuables such as jewellery, items of precious metals, timepieces, photographic equipment, works of art, antiques, furs, musical instruments, collections of stamps, curios, coins or medals.
Any individual item valued at over €3,000 should be listed individually on your home insurance policy. If you only want to cover these individual items whilst in the home you can specify them as high value items. If you would like to cover to be extended outside the home, you will need to specify the individual items as all risk items
More information is available in our policy booklet.
With Emergency Home Repair you are covered for emergency repairs for:
- Blocked drains and toilets
- Internal electrics
- Roof damage
- External glass
- Locks and keys
So if something happens, like a blocked drain or roof damage, you’ll be happy to know you’ve access to qualified tradesmen 24 hours a day, 365 days a year. You will be covered up to €260 for each emergency and up to four emergencies within the insurance year.
The price we quote will include the insurance compensation fund levy of 2% and a 3% government levy. The only other charge which may apply is a service charge of 7.7% if you choose to pay for your insurance monthly.
Whoever owns the house, or is named on the mortgage should also be named as a joint policyholder on your home insurance policy.