Compare Home Insurance

Find a custom Home insurance policy with great benefits at a fair price. That’s Liberty.

Compare Home insurance policies

At Liberty Insurance, we offer a range of Home insurance cover options that can protect your home and its contents. With Liberty, you'll get peace of mind that your investment is protected, whether you're a homeowner, landlord or renter

What should you look for when comparing your Home insurance options?

Discover your options

Liberty offers both Buildings and Contents cover that would suit a range of people, from renters to landlords and homeowners

Decide what matters

All our policies have their benefits. Consider the type and level of cover that would be the best fit for you.

Compare benefits

What benefits are included on the policy you're considering? Some benefits might be more important to you than others.

Compare the benefits you get with Liberty Home insurance

Every home is precious. We know that at Liberty. 
We currently offer three types of home insurance cover: Buildings only, Contents only, and Buildings and Contents. 

  Building Content
Emergency Home Repair (applies to policies that have both buildings and contents covered only)
Emergency Home Repair 24-Hour Helpline 
Loss of Rent or Cost Alternative Accommodation 
Accidental Damage 
Optional Optional
Fire Brigade Charges  
New for Old Contents Cover  
Public Liability 
Access for Repairs 
All Risks  
N Optional
Replacement Locks up to €650  
Pedal Cycle Cover Away From the Home 
Personal Liability 
Title Deeds Cover up to €750  
Visitors’ Personal Belongings up to €1,000  
Frozen Foods up to €700 
Loss of Heating Oil up to €750 
Money up to €500 and Credit Cards up to €1,500  
Jury Service Cover: €25 per day, up to €700  
Fatal Injury Benefit: €5,000 
Wedding and Christmas Gifts 
Home Office Equipment  
Home Electric Vehicle Charging Points  
Checkmark Title Cross title

Home insurance options

Insured House

First-time buyer insurance

Buying your first home? Home insurance is a must. At Liberty, you can get great benefits from our cover as a first-time buyer. Find a quote now, buy online and get up to nine weeks free*. 

*Nine weeks of free home insurance includes five weeks free (10%) for policies online and an additional four weeks free (8%) for first-time buyer only. Maximum discount €40 for buildings and €15 for contents for the 10% discount. A first-time buyer is defined as a first-time buyer of home insurance for a property they own. Subject to minimum premium and applied before optional covers. Acceptance criteria, terms and conditions apply.


First-time buyer insurance


Landlord getting insured

Landlord insurance

Whether you're a landlord with one or several investment properties, Liberty can provide the best solutions to protect your investment. The benefits of Landlord insurance with liberty include loss of rent or the cost of alternative accommodation, optional contents cover with our new for old promise and a multi-policy discount. 

We can cover Buildings only or both Buildings and Contents.


Landlord insurance


Renters House Keys

Renters insurance

If you're renting and would like the peace of mind of covering your precious belongings, our policies will provide great cover at an affordable price.

Our Renters insurance features benefits such as new-for-old cover, an Emergency Home Repair 24-hour helpline and replacement locks. Find affordable insurance and protect your belongings now. 


Renters insurance


Buildings insurance

With Buildings insurance, you can protect the structure of your home should the worst happen. It's particularly important when you're purchasing a home as it can save you money in the long term.

Our Buildings insurance includes standard cover for fire, escape of water, theft and storm or flood damage. But that's not all. Find out more and get a quote today.

Buildings insurance


Man using Liberty Customer Portal

Contents insurance

Contents insurance provides cover for your personal belongings, whether you're a homeowner or renter.

‘Contents sum insured’ – the amount you insure your contents for – should cover the cost of repairing or replacing household goods and personal belongings, including carpets, furniture and electronics. Find a great quote and great cover with Liberty today.


Contents insurance

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Read our frequently asked questions on Home insurance

Home insurance quotes are valid for seven days.

Underinsurance occurs when you don't have enough insurance to cover the cost to rebuild, reinstate, or replace your buildings or home contents. This can happen when these costs are inaccurately stated in your home insurance policy.

At Liberty, we want to protect your future by giving you all the information you need to avoid being underinsured. For more on underinsurance, click here

Our contents cover includes cover for valuables such as jewellery, items of  precious metals, timepieces, photographic equipment, works of art, antiques, furs, musical instruments, collections of stamps, curios, coins or medals.

Any individual item valued at over €3,000 should be listed individually on your home insurance policy. If you only want to cover these individual items whilst in the home you can specify them as high value items. If you would like to cover to be extended outside the home, you will need to specify the individual items as all risk items

More information is available in our policy booklet.

Emergency Home Repair comes as standard on all policies that have both Bulidings and Contents cover.

With Emergency Home Repair you are covered for emergency repairs for:

  • Plumbing
  • Blocked drains and toilets
  • Internal electrics
  • Roof damage
  • External glass
  • Locks and keys

So if something happens, like a blocked drain or roof damage, you’ll be happy to know you’ve access to qualified tradesmen 24 hours a day, 365 days a year. You will be covered up to €260 for each emergency and up to four emergencies within the insurance year.

You can pay your premium by; phone, post or billpay in any post office, or call us to pay monthly.

You can also make a payment online. Please see below: 

The price we quote will include the insurance compensation fund levy of 2% and a 3% government levy. The only other charge which may apply is a service charge of 7.7% if you choose to pay for your insurance monthly.

Whoever owns the house, or is named on the mortgage should also be named as a joint policyholder on your home insurance policy.