Buildings insurance

Buildings Insurance Features and Benefits

At Liberty we offer two types of cover for our home policies; buildings insurance and contents insurance, which you can buy separately or as a package. Each cover offers a number of benefits to protect you, should the worst happen.

  Building Content
Emergency Home Repair (applies to policies that have both buildings and contents covered only)
Y Y
Emergency Home Repair 24-Hour Helpline 
Y Y
Loss of Rent or Cost Alternative Accommodation 
Y Y
Accidental Damage 
Optional Optional
Fire Brigade Charges  
Y Y
New for Old Contents Cover  
N Y
Public Liability 
Y N
Access for Repairs 
Y N
All Risks  
N Optional
Replacement Locks up to €650  
N Y
Pedal Cycle Cover Away From the Home 
N Y
Personal Liability 
N Y
Title Deeds Cover up to €750  
Y Y
Visitors’ Personal Belongings up to €1,000  
N Y
Frozen Foods up to €700 
N Y
Loss of Heating Oil up to €750 
N Y
Money up to €500 and Credit Cards up to €1,500  
N Y
Jury Service Cover: €25 per day, up to €700  
N Y
Fatal Injury Benefit: €5,000 
N Y
Wedding and Christmas Gifts 
N Y
Home Office Equipment  
N Y
Home Electric Vehicle Charging Points  
N Y
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*For full terms and conditions, please refer below to our Policy Booklet.