Refer your friends and family to Liberty Insurance and get up to €250 in retail vouchers*

*You may only receive one reward worth €50 for every policy you refer. €50 worth of retail vouchers will be issued to you and the friend you refer (the 'Referee'), once they have purchased a new Liberty Insurance private Motor policy (excluding Taxi) and both your existing policy and the Referee's new Private Motor policy (excluding Taxi) remain active beyond the first 14 working days of the Referee's policy start date. Maximum amount you can get is €250 in retail vouchers for referring five friends. Offer valid 01/01/2024 to 31/12/2024 (midnight). Acceptance criteria, terms and conditions apply.

Refer A Friend - Terms & Conditions

This is a promotional campaign from Liberty Insurance (the “Promotion”). The Promotion is managed by WIN | WIN (PO Box 9653 Dublin), (the “Promoter”) a third-party rewards company, in conjunction with Liberty Insurance. By participating in this Promotion, you agree to the following terms and conditions:

 

Definitions

 

  • Referrer: The “Referrer” is an active Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder, opted in for marketing, as of the 1st January 2024 who refers a friend or family member to Liberty Insurance who then purchases a new Private Motor (excluding Taxi) policy from Liberty Insurance based on the referral email received from the Referrer.
  • Referrer’s Policy: The “Referrer’s Policy” is the Referrer’s Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policy which is active as of the 1st January 2024 to 31st December 2024 and to which this Promotion relates.   
  • Referee: The “Referee” is a new Liberty Insurance Private Motor (excluding Taxi) customer referred to Liberty Insurance by the Referrer via the promotion email received from the Referrer.
  • Referee’s Policy: The “Referee’s Policy” is the Liberty Insurance Private Motor (excluding Taxi) policy which the Referee purchases during the period of 1st January 2024 to 31st December 2024 using the quote reference number generated from using the unique link within the promotional email received from Liberty Insurance by the Referrer. 

 

Promotion Terms & Conditions

 

  1. The “Referrer” who is referring a new customer to Liberty Insurance must be an active Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder as of the 1st January 2024.
  2. This offer is not applicable to Referees who are renewing an existing Liberty Insurance Motor policy.
  3. The “Referee” must (i) receive a quote for a Liberty Insurance Private Motor policy (excluding Taxi) after completing the online form using the unique link within the promotional email received by the Referrer and (ii) purchase a new Private Motor policy (excluding Taxi) with Liberty Insurance during the period of 1st January 2024 to midnight on 31st December 2024 using the quote reference number generated from using the unique link.
  4. The Referee’s Policy and Referrer’s Policy must both remain active beyond the first 14 working days of the Referee’s Policy start date (the '14-Day Period') in order for both the Referrer and Referee to qualify for the Promotion. If the Referee’s Policy does not remain active beyond the 14-Day Period, both the Referee and the Referrer will be disqualified from participation in the Promotion and will not receive €50 worth of retail vouchers. If the Referrer’s Policy does not remain active beyond the 14-Day Period, but the Referee’s Policy remains active beyond the 14-Day Period, the Referee will be entitled to avail of the €50 worth of retail vouchers under this Promotion, but the Referrer will not.  
  5. Upon qualification for this Promotion, you will be sent an email within 10 working days of the expiry of the 14-Day Period from Liberty Insurance containing a link to access €50 worth of retail vouchers (the ‘Voucher Confirmation Email’). You must click on the link in the Voucher Confirmation Email within 90 days of the date the Voucher Confirmation Email is sent to you. 90 days after the date the Voucher Confirmation Email is sent to you, the link will deactivate and the vouchers will not be available for use.
  6. Liberty Insurance will not be held responsible for your failure to (i) click on the link to access your voucher(s) within 90 days of the date the Voucher Confirmation Email is sent to you, or (ii)  redeem your voucher(s) before the expiry date of the vouchers. 
  7. This Promotion is open for new Private Motor policies only (excluding taxi), purchased from the 1st January 2024 to midnight on 31st December 2024.
  8. This Promotion only applies if the Referee has been referred by an active Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder with Liberty Insurance. 
  9. This Promotion is not open to Liberty Home Insurance policyholders.
  10. This Promotion is not open to Liberty Insurance employees.
  11. A Referrer cannot refer themselves under this Promotion, the Referee and the Referrer must be separate persons. 
  12. An active Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder who has previously received a multi-policy discount is eligible for this Promotion when referring friends or family who purchase a new Liberty Insurance Private Motor policy (excluding Taxi) using the unique link within the promotional email from 1st January 2024 to midnight on 31st December 2024.
  13. The Referrer can get up to a maximum of €250 in vouchers for referring 5 Referees who purchase a new Private Motor policy (excluding Taxi) with Liberty Insurance in accordance with these terms and conditions and where the Referee’s Policy and Referrer's Policy remains active beyond the 14-Day Period.  
  14. When a customer receives their unique voucher link, they must activate the link within 90 days of receiving it. If they do not activate the link with their email before the 90 days, the link will be deactivated.
  15. €50 worth of retail vouchers will be presented for use in denominations of 2 x €25.
  16. Each voucher is valid for 12 months and the 12-month validity period begins on the date you click on the link in the Voucher Confirmation Email received from Liberty Insurance. Vouchers must be used before this expiry date.
  17. Standard Underwriting acceptance criteria applies. Liberty Insurance reserves the right to refuse insurance cover.
  18. Should the Referee be ‘declined’ a policy by Liberty Insurance, neither Referee nor Referrer will be eligible for this Promotion. Liberty Insurance is not permitted to disclose the reasons for a decline to the Referrer.
  19. The new policy purchased by the Referee is subject to minimum premium.
  20. Nothing in these Promotion terms and conditions affects Liberty Insurance’s rights under the terms and conditions of the Referee’s Policy or the Referrer’s Policy to cancel either policy and, for the avoidance of doubt, if Liberty Insurance cancels the Referee’s or the Referrer’s Policy, that policy will be deemed to be no longer active for the purposes of these terms and conditions. 
  21. Liberty Insurance is not responsible for any lost or misplaced customer vouchers.
  22. No substitute or alternative vouchers will be available. Vouchers are non-transferable for cash.
  23. Breach of these terms and conditions will result in disqualification from the Promotion. The decision of the Promoter and/or Liberty in this matter will be final.