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Refer a Friend - Terms & Conditions

Promotion is open from 3rd November - 30th April (Midnight)

This is a promotional campaign from Liberty Insurance (the “Promotion”). The Promotion is managed by WIN | WIN (PO Box 9653 Dublin), (the “Promoter”) a third-party rewards company, in conjunction with Liberty Insurance. By participating in this Promotion, you agree to the following terms and conditions:

Definitions

  • Referrer – The “Referrer” is an active Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder as at the 3rd November 2020 who refers a friend or family member to Liberty Insurance who then purchases a new Private Motor (excluding Taxi) policy from Liberty Insurance based on the referral email received from the Referrer.
  • Referrer’s Policy – The “Referrer’s Policy” is the Referrer’s Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policy which is active as at the 3rd November 2020 and to which this Promotion relates.   
  • Referee – The “Referee” is a new Liberty Insurance Private Motor (excluding Taxi) customer referred to Liberty Insurance by the Referrer via the promotion email received from the Referrer.
  • Referee’s Policy – The “Referee’s Policy” is the Liberty Insurance Private Motor (excluding Taxi) policy which the Referee purchases during the period of 3rd November 2020 to midnight on 30th April 2021 using the quote reference number generated from using the unique link within the promotional email received from Liberty Insurance by the Referrer. 

Promotion Terms & Conditions

  1. The “Referrer” must be an active Liberty Insurance Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder as at the 3rd of November 2020.
  2. The “Referee” must (i) receive a quote for a Liberty Insurance Private Motor policy (excluding Taxi) using the unique link within the promotional email received by the Referrer and (ii) purchase a new Private Motor policy (excluding Taxi) with Liberty Insurance during the period of 3rd November 2020 to midnight on 30th April 2021 using the quote reference number generated from using the unique link.
  3. The Referee’s Policy and Referrer’s Policy must both remain active beyond the first 14 working days of the Referee’s Policy start date (the '14 Day Period') in order for both the Referrer and Referee to qualify for the Promotion. If the Referee’s Policy does not remain active beyond the 14 Day Period, both the Referee and the Referrer will be disqualified from participation in the Promotion and will not receive €50 worth of fuel vouchers. If the Referrer’s Policy does not remain active beyond the 14 Day Period, but the Referee’s Policy remains active beyond the 14 Day Period, the Referee will be entitled to avail of the €50 worth of fuel vouchers under this Promotion, but the Referrer will not.  
  4. Upon qualification for this Promotion you will be sent an email within 10 working days of the expiry of the 14 Day Period from Liberty Insurance containing a link to access €50 worth of Circle K fuel vouchers (the ‘Voucher Confirmation Email’). You must click on the link in the Voucher Confirmation Email within 60 days of the date the Voucher Confirmation Email is sent to you. 60 days after the date the Voucher Confirmation Email is sent to you the link will deactivate and the vouchers will not be available for use.
  5. Liberty Insurance will not be held responsible for your failure to (i) click on the link to access your voucher(s) within 60 days of the date the Voucher Confirmation Email is sent to you or (ii) to redeem your voucher(s) before the expiry date of the vouchers. 
  6. This Promotion is open for new Private Motor policies only (excluding taxi), purchased from the 3rd November 2020 to midnight on 30th April 2021.
  7. This Promotion only applies if the Referee has been referred by an active Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policyholder with Liberty Insurance. 
  8. This Promotion is not open to Liberty Home Insurance Policy holders.
  9. This Promotion is not open to Liberty Insurance employees.
  10.  A Referrer cannot refer themselves under this Promotion, the Referee and the Referrer must be separate persons. 
  11. A Liberty Insurance active Private Motor (excluding Taxi), Motorbike or Commercial Vehicle policy holder customer who has previously received a multi policy discount is eligible for this Promotion when referring friends or family who purchase a new Liberty Insurance Private Motor policy (excluding Taxi) using the unique link within the promotional email from 03 November 2020 to 30 April 2021.
  12. The Referrer can get up to a maximum of €250 in vouchers for referring 5 Referees who purchase a new Private Motor policy (excluding Taxi) with Liberty Insurance in accordance with these terms and conditions and where the Referee’s Policy and Referrer's Policy remains active beyond the 14 Day Period.  
  13. €50 worth of fuel vouchers will be presented for use in denominations of 2 x €25.
  14. Each voucher is valid for 60 days and the 60 day validity period begins on the date you click on the link in the Voucher Confirmation Email received from Liberty Insurance. Vouchers must be used before this expiry date and the link in the Voucher Confirmation Email will no longer be active after the expiry date.
  15. Standard Underwriting acceptance criteria applies. Liberty Insurance reserves the right to refuse insurance cover.
  16. Should the Referee be ‘declined’ a policy by Liberty Insurance, neither Referee nor Referrer will be eligible for this Promotion. Liberty Insurance is not permitted to disclose the reasons for a decline to the Referrer.
  17. The new policy purchased by the Referee is subject to minimum premium.
  18. Nothing in these Promotion terms and conditions affects Liberty Insurance’s rights under the terms and conditions of the Referee’s Policy or the Referrer’s Policy to cancel either policy and for the avoidance of doubt, if Liberty Insurance cancels the Referee’s or the Referrer’s Policy, that policy will be deemed to be no longer active for the purpose of these terms and conditions. 
  19. This offer is not applicable to Referees who are renewing an existing Liberty Insurance Motor policy.
  20. Liberty Insurance is not responsible for any lost or misplaced customer vouchers.
  21. No substitute or alternative vouchers will be available. Vouchers are non-transferable for cash.
  22. Breach of these terms and conditions will result in disqualification from the Promotion. The decision of the Promoter and/or Liberty in this matter will be final.
  23. Neither the Promotor nor Liberty Insurance will be liable, severally or jointly, or have any responsibility, for lost or stolen vouchers.
  24. The Promoter and Liberty Insurance reserve the right to amend, suspend or terminate the Promotion at any time.
  25. Neither the Promoter nor Liberty Insurance accept any responsibility or liability whatsoever for: a) Any technical failure or malfunction or any other problem in any network, system server, provider, delivery service or otherwise which may result in email information being lost or recorded and the Referee and Referrer hereby waive any claim whatsoever for any losses, costs, damages and expenses arising from such problems. b) Injury or damage to the participant upon delivery or use of their voucher.
  26. Liberty Insurance shall not be liable for any loss, claim, expense or liability to any party arising from the Promotion or participation in same.
  27. Specific terms and conditions will apply to each voucher and will be outlined on the voucher. 

Circle K Voucher Terms & Conditions

  1. Circle K Digital Gift Voucher Codes are not valid in Circle K Express locations. See participating locations here.
  2. This Digital Gift Voucher Code entitles the recipient to redeem Fuel only to the value depicted as Fuel Credit on the face of each Digital Gift Voucher Code. It is not possible to use this Digital Gift Code for any other products in store.
  3. This Digital Gift Code is valid for one single use only & no balance will be carried. No change will be given.
  4. You must only present your Digital Gift Code after your fuel fill has been completed and not in advance. If you present the Digital Gift Code in advance of your fuel fill , you will clear the balance on your Digital Gift Voucher Code, and it will not be possible to use against your subsequent Fuel purchase. Digital Gift Voucher Codes cannot be reissued if cleared in error prior to completing your Fuel Fill.
  5. By presenting a Digital Gift Voucher Code to Circle K for use, you agree to be bound by these terms and conditions of use.
  6. Subject to availability and opening hours the Digital Gift Voucher Code shall be redeemable against miles or milesPLUS unleaded and diesel fuel at Circle K stations in the Republic of Ireland (excluding Circle K Express). See participating locations here.
  7. This Digital Gift Code cannot be used at outside payment terminals.
  8. Only one Digital Gift Code can be used per transaction for one fuel grade. Any outstanding transaction balance must be paid using cash, credit or debit card.
  9. Cannot be used in conjunction with any other offer or fuel card.
  10. No substitutes or cash alternatives will be available, and Digital Gift Codes are non-transferable.
  11. This Circle K Digital Gift Voucher Code will be valid for 60 days from the date you click on the link to access your vouchers contained in the Voucher Confirmation Email (as defined in the Promotion terms and conditions).   
  12. Please contact the Promotor, Win/Win at support@gifty.ie if you have any further questions or require further information, or contact the support team on 0818 242 001.