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Car Policy Cover Options

We currently offer two types of car insurance cover; Third Party Fire and Theft and Comprehensive Insurance.

Third party, fire and theft

In addition for covering liability to Third Parties, the vehicle is also covered for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.


Our comprehensive insurance policies in addition to covering liability to Third Parties and the items listed above, also covers accidental damage and some additional benefits. Subject to the terms and conditions of the policy.

Below is a summary of what is covered on our car insurance policies. You can find a more detailed explanation of them on our features and benefits page.

All car insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits

Breakdown assist (including home-start) *yesyes
Driving other carsyesyes
Claims buddyyesyes
Windscreen cover (less windscreen replacement excess)yesoptional
European coveryesyes
Car hire after theft (excluding taxi policies)yesno
24 hour claims helplineyesyes
Audio coveryesyes
Loss of keys coveryesyes
Online policy management (excluding taxi policies)yesyes
Monthly payment planyesyes
BillPay with An Postyesyes
Personal accidentyesno
Medical expensesyesno
Hotel expensesyesno