Compare Car Policy Cover Options

We currently offer three types of car insurance cover: Third Party Only, Third Party, Fire and Theft and Comprehensive Insurance.

Third Party Only

Third Party Only car insurance provides the minimum cover required by law. Cover for third-party property damage as a result of an insured loss up to €30 million and unlimited cover for third-party personal injury.

Third Party, Fire and Theft

In addition for covering liability to Third Parties, Third Party, Fire and Theft policies cover the vehicle for loss or damage caused by fire, self-ignition, lighting, explosion or by theft or attempted theft, subject to the terms and conditions of the policy.


Our comprehensive car insurance policies, in addition to covering liability to Third Parties and the items listed above, also cover accidental damage and some additional benefits. Subject to the terms and conditions of the policy.

Below is a summary of what is covered on our car insurance policies so that you can compare our car insurance options and find the right cover for you. You'll also see optional extras you can add to customise your policy. You can find a more detailed explanation of them on our features and benefits page.

All car insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits

  Third party only Third party, fire & theft Comprehensive
Third-Party Liability Y Y Y
Legal Costs Y Y Y
Foreign Use Y Y Y
Claims Buddy Y Y Y
Monthly Payment Plan Y Y Y
Fire N Y Y
Theft N Y Y
Total Loss N Y Y
Accident Recovery N Y Y
Fire Brigade Charges N Y Y
New Car Replacement N Y Y
Radio/Audio/Navigation N Y Y
Hotel Expenses N N Y
Hire Car for theft N N Y
Medical Expenses N N Y
Courtesy Car N N Y
Windscreen Cover Optional Optional Y
Breakdown Assistance Optional Optional Optional
Driving Other Cars Optional Optional Optional
No Claims Discount Protection Optional Optional Optional
Personal Accident Optional Optional Optional
Loss of Keys Optional Optional Optional
Open Drive Optional Optional Optional
Excess Options N Optional Optional


Optional - additional cost

* Third Party Only

* Third Party, Fire and Theft

* Comprehensive