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Comprehensive Car Insurance

Our Comprehensive car insurance policies are designed to provide great cover and benefits, peace of mind and to reward safer drivers. We believe this is insurance as it should be.

Your policy will cover liability to Third Parties and additionally the vehicle will also be covered for loss or damage caused by fire, self-ignition, lighting or explosion. It will also be covered for theft or attempted theft and accidental damage, subject to the terms and conditions of the policy

Benefits of our Comprehensive car insurance

With Comprehensive car insurance policies from Liberty you can benefit from a variety of extras and additional cover as summarised below. You can find a more detailed explanation of each item on our features and benefits page.

All car insurance benefits are subject to the terms and conditions of the policy. Normal underwriting rules and acceptance criteria apply. We reserve the right to refuse insurance cover.

List of Benefits
TPO * TPFT * COMP *
Third Party Liabilityyesyesyes
Legal Costsyesyesyes
Foreign Useyesyesyes
Claims Buddyyesyesyes
Monthly Payment Planyesyesyes
Firenoyesyes
Theftnoyesyes
Total Lossnoyesyes
Accident Recoverynoyesyes
Fire Brigade Chargesnoyesyes
New Car Replacementnoyesyes
Radio/Audio/Navigation Covernoyesyes
Own Damagenonoyes
Hotel Expensesnonoyes
Hire Car for theftnonoyes
Medical Expensesnonoyes
Courtesy Carnonoyes
Windscreen Coveroptionaloptionalyes
Breakdown Assistanceoptionaloptionaloptional
Driving Other Carsoptionaloptionaloptional
No Claims Discount Protectionoptionaloptionaloptional
Personal Accidentoptionaloptionaloptional
Loss of Keys Coveroptionaloptionaloptional
Open Driveoptionaloptionaloptional
Excess Optionsnooptionaloptional