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Looking for great value Car Insurance in Ireland?

Life’s complicated enough. So we’ve made buying car insurance simple and fair, with all the benefits you’d expect and more. That’s car insurance that’s Ready for the Real World.

Car Policy features and benefits

We don’t just offer you affordable car insurance, we also ensure that you get great cover along with many additional benefits as part of your motor insurance.

Learn more about the difference between Third party, Fire and Theft and Comprehensive Insurance
Comprehensive Comp *
Third Party Fire & Theft TPFT *
Breakdown assist (including home-start) *
For those days when your car won't start or breaks down at the side of the road, use our free 24-hour breakdown cover or home start. Using this breakdown assistance will not affect your no-claims bonus.

If you cannot drive the vehicle as a result of a breakdown, we will arrange and pay for one hour’s labour at the roadside or at your home and towing the vehicle to the nearest competent repairer or to a garage of your choice, whichever is closer.

If the repairs cannot be completed where the vehicle broke down and you are away from home (at least 3 kilometres), we can arrange and pay up to €150 for one of the following:

1. Transport for you and any non-fare paying passengers to your intended destination within the territorial limits.
2. Use of a replacement vehicle for up to 48 hours while repairs are being carried out; or
3. Bed-and-breakfast-only accommodation for one night only while repairs are being carried out, up to €35 for each person and €150 in total.
If the vehicle is repaired, we will provide the cost of public transport for you to collect the vehicle.

For the full list of terms and conditions, please refer to the Car Insurance Policy booklet, which can be downloaded below.

* Maximum three call-outs per year.
Driving other cars
If your certificate of insurance says so, we will also cover you, the policyholder, for your liability to other people while you are driving any other private motor car which you do not own or have not hired under a hire-purchase or lease agreement, as long as:

1. The other car is not owned by your employer or hired to them under a hire-purchase or lease agreement;
2. You currently hold a full European Union (EU) licence;
3. The use of the other car is covered in your certificate of insurance;
4. There is a current insurance policy in place in another person’s name that covers the other car;
5. You have the owner’s permission to drive the other car;
6. The other car is in a roadworthy condition and holds a valid NCT;
7. You still have the insured vehicle and it holds a valid NCT and is in a roadworthy condition.

This extension applies while being driven within the territorial limits and only to private passenger cars. It does not include:

- Vans;
- Car-vans;
- Jeep-type vehicles with no seats in the back; or
- Vans adapted to carry passengers.
Claims buddy
A dedicated Claims Buddy to help you get back up and running, without hassle or fuss.

Manage My Policy

Managing your policy is quick and easy. Our self-service option is the smartest way to manage your car or home insurance online.

  • 24/7 365 Access | Liberty Car Insurance

    24/7 365 Access

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    Get a renewal quote in minutes

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    Get secure access to your policy information

Why choose Liberty Insurance Ireland

At Liberty Insurance we know that in the real world, not everything goes to plan. We’re here to help get you back up and running without hassle or fuss.

Dedicated claims buddy. | Liberty Car Insurance

Claims Buddy

Dedicated claims buddy. 97%* of claims settled without a quibble.
Customer Reviews | Liberty Car Insurance

Customer Reviews

82% of our customers have awarded us 5 stars reviews on Trustpilot.
Loyal Customers | Liberty Car Insurance

Loyal Customers

Up to 180,000 customers return to Liberty Insurance every year.

* Correct as of 10/05/2018.

Insurance that's ready for the Real World

Car broken down or just won’t start? Relax, we’re here to help. Whether it’s at home or by the roadside, 24/7 breakdown assistance with Home Start comes as standard on all our car insurance policies – comprehensive car insurance and third party, fire and theft. Even better, it won’t affect your no claims bonus.
When you need us, we’re here. You’ll find answers to our most frequently asked questions in our customer care section. And whether you prefer email, social media, web chat or the phone, there are lots of ways to contact us.
With online services, it’s really easy to stay on top of things. You can log in to your account at any time you like to retrieve a quote, request a document or make a payment, no hanging around.
Liberty Insurance specialises in affordable car insurance for young and first-time driver.
With our online discount and drive safer rewards, you can make big savings on your car insurance. And if you need us, help is never far away with free 24-hour Breakdown Assistance and 24-hour claims.
With experience comes expertise, and we like to reward safe driving. So if you have a driving history with no claims, it will save you money on your car insurance.
As a taxi driver, you’re more reliant on your car than most. Our tailored insurance for taxi drivers in Ireland comes with everything you need to stay on the road, including breakdown cover and cover to drive other cars and taxis.